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Side-by-side

Lowe's Business Rewards Card from American Express vs Marriott Bonvoy Boundless

Both are well-respected travel cards. The Lowe's Business Rewards Card from American Express comes from American Express at $0/yr; the Marriott Bonvoy Boundless from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Marriott Bonvoy Boundless is the stronger pick today, the sign-up bonus is meaningfully larger ($880 more in estimated value) than the Lowe's Business Rewards Card from American Express's. Get the Marriott Bonvoy Boundless first; revisit the Lowe's Business Rewards Card from American Express after you've earned that bonus.

FeatureLowe's Business Rewards Card from American ExpressMarriott Bonvoy Boundless
Annual fee$0$95
Sign-up bonus$100 statement credit4 Free Night Awards
Bonus value (est.)$100$980
Min spend to unlock bonus$1,000 in 3 mo$3,000 in 3 mo
IssuerAmerican ExpressChase
Card categorybusinesshotel
Best earning category (Lowes)5x1x
Transfer partnersNoneNone
Headline benefits
    • Free night award annually
    • 15 elite qualifying nights
    • 6x at Marriott properties
    • Silver Elite status
    Read the full review
    Lowe's Business Rewards Card from American Express
    $0/yr · $100 statement credit
    Read the full review
    Marriott Bonvoy Boundless
    $95/yr · 4 Free Night Awards

    Editorial take: Lowe's Business Rewards Card from American Express

    Editorial take: Marriott Bonvoy Boundless

    One of our favorite keeper cards. The free night award on every card anniversary easily exceeds the $95 fee, and the 15 elite qualifying nights help you reach Marriott status faster.

    Common questions

    Which card has the bigger sign-up bonus, Lowe's Business Rewards Card from American Express or Marriott Bonvoy Boundless?
    The Marriott Bonvoy Boundless has the bigger bonus, 4 Free Night Awards, worth roughly $980, versus $100 statement credit (~$100) on the Lowe's Business Rewards Card from American Express.
    Is the Lowe's Business Rewards Card from American Express's $0 annual fee worth it compared to the Marriott Bonvoy Boundless?
    The Lowe's Business Rewards Card from American Express has no annual fee, so the question is whether the Marriott Bonvoy Boundless's $95 fee is justified by its perks. If you'll use enough of the Marriott Bonvoy Boundless's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Lowe's Business Rewards Card from American Express.
    Can I have both the Lowe's Business Rewards Card from American Express and Marriott Bonvoy Boundless?
    Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Lowe's Business Rewards Card from American Express or the Marriott Bonvoy Boundless first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Lowe's Business Rewards Card from American Express: $1,000 spend in 3 months. Marriott Bonvoy Boundless: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.