Editorial take: IHG One Rewards Premier
A solid hotel card if you stay at IHG properties regularly. The free night award and 4th night free on award stays can easily offset the $99 annual fee.
All credit cards
Side-by-side
IHG One Rewards Premier vs World of Hyatt Business Credit Card
Both are well-respected travel cards. The IHG One Rewards Premier comes from Chase at $99/yr; the World of Hyatt Business Credit Card from Chase at $199/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the World of Hyatt Business Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($575 more in estimated value) than the IHG One Rewards Premier's. Get the World of Hyatt Business Credit Card first; revisit the IHG One Rewards Premier after you've earned that bonus.
| Feature | IHG One Rewards Premier | World of Hyatt Business Credit Card |
|---|---|---|
| Annual fee | $99 | $199 |
| Sign-up bonus | 140,000 bonus points | 60,000 points |
| Bonus value (est.) | $700 | $1,275 |
| Min spend to unlock bonus | $3,000 in 3 mo | $5,000 in 3 mo |
| Issuer | Chase | Chase |
| Card category | hotel | business |
| Best earning category (Ihg) | 10x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
IHG One Rewards Premier
$99/yr · 140,000 bonus points
Read the full review
World of Hyatt Business Credit Card
$199/yr · 60,000 points
Editorial take: World of Hyatt Business Credit Card
The strongest hotel business card if you actually stay at Hyatts. Five elite night credits + top-3-categories earning + the $100 in Hyatt credits make it pay for its $199 fee for almost any Hyatt-leaning traveler. Underrated.
Common questions
- Which card has the bigger sign-up bonus, IHG One Rewards Premier or World of Hyatt Business Credit Card?
- The World of Hyatt Business Credit Card has the bigger bonus, 60,000 points, worth roughly $1,275, versus 140,000 bonus points (~$700) on the IHG One Rewards Premier.
- Is the IHG One Rewards Premier's $99 annual fee worth it compared to the World of Hyatt Business Credit Card?
- At $99/yr, the IHG One Rewards Premier is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the World of Hyatt Business Credit Card's, pick the one whose perks you'll actually use.
- Can I have both the IHG One Rewards Premier and World of Hyatt Business Credit Card?
- Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the IHG One Rewards Premier or the World of Hyatt Business Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. IHG One Rewards Premier: $3,000 spend in 3 months. World of Hyatt Business Credit Card: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.