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Hilton Honors American Express Aspire vs U.S. Bank Business Leverage Visa Signature

Both are well-respected travel cards. The Hilton Honors American Express Aspire comes from American Express at $550/yr; the U.S. Bank Business Leverage Visa Signature from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Hilton Honors American Express Aspire is the stronger pick today, the sign-up bonus is meaningfully larger ($875 more in estimated value) than the U.S. Bank Business Leverage Visa Signature's. Get the Hilton Honors American Express Aspire first; revisit the U.S. Bank Business Leverage Visa Signature after you've earned that bonus.

FeatureHilton Honors American Express AspireU.S. Bank Business Leverage Visa Signature
Annual fee$550$95
Sign-up bonus175,000 points75,000 bonus points
Bonus value (est.)$875-
Min spend to unlock bonus$6,000 in 6 mo$7,500 in 4 mo
IssuerAmerican ExpressU.S. Bank
Card categoryhotelbusiness
Best earning category (Hilton)14x1x
Transfer partnersNoneNone
Headline benefits
  • Automatic Diamond status
  • Free weekend night certificate
  • $400 resort credit + $200 flight credit
  • $209 CLEAR + $100 Conrad/Waldorf
    Read the full review
    Hilton Honors American Express Aspire
    $550/yr · 175,000 points
    Read the full review
    U.S. Bank Business Leverage Visa Signature
    $95/yr · 75,000 bonus points

    Editorial take: Hilton Honors American Express Aspire

    Pretty much a no-brainer if you stay at Hilton hotels. The $550 annual fee pays for itself with just the free night reward alone, which can be used at any standard room property, even $1,000+ per night hotels.

    Editorial take: U.S. Bank Business Leverage Visa Signature

    Common questions

    Which card has the bigger sign-up bonus, Hilton Honors American Express Aspire or U.S. Bank Business Leverage Visa Signature?
    The Hilton Honors American Express Aspire has a public bonus (175,000 points, worth roughly $875), while the U.S. Bank Business Leverage Visa Signature doesn't advertise one right now.
    Is the Hilton Honors American Express Aspire's $550 annual fee worth it compared to the U.S. Bank Business Leverage Visa Signature?
    Premium cards like the Hilton Honors American Express Aspire ($550/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $550+ of those credits, the math works. The U.S. Bank Business Leverage Visa Signature at $95/yr trades some perks for a lower commitment.
    Can I have both the Hilton Honors American Express Aspire and U.S. Bank Business Leverage Visa Signature?
    Yes, since they're from different issuers (American Express and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Hilton Honors American Express Aspire or the U.S. Bank Business Leverage Visa Signature first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Aspire: $6,000 spend in 6 months. U.S. Bank Business Leverage Visa Signature: $7,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.