Editorial take: Discover it Miles
A rare card that effectively earns 3x in year one (1.5x + match). Miles aren't transferable, but the simplicity + first-year match make this a strong starter travel card.
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Side-by-side
Discover it Miles vs World of Hyatt Business Credit Card
Both are well-respected travel cards. The Discover it Miles comes from Discover at $0/yr; the World of Hyatt Business Credit Card from Chase at $199/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the World of Hyatt Business Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($825 more in estimated value) than the Discover it Miles's. Get the World of Hyatt Business Credit Card first; revisit the Discover it Miles after you've earned that bonus.
| Feature | Discover it Miles | World of Hyatt Business Credit Card |
|---|---|---|
| Annual fee | $0 | $199 |
| Sign-up bonus | Unlimited Miles Match (entire first-year miles doubled) | 75,000 points |
| Bonus value (est.) | $450 | $1,275 |
| Min spend to unlock bonus | $0 in 12 mo | $7,500 in 3 mo |
| Issuer | Discover | Chase |
| Card category | travel | business |
| Best earning category (All_purchases) | 1.5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Discover it Miles
$0/yr · Unlimited Miles Match (entire first-year miles doubled)
Read the full review
World of Hyatt Business Credit Card
$199/yr · 75,000 points
Editorial take: World of Hyatt Business Credit Card
The strongest hotel business card if you actually stay at Hyatts. Five elite night credits + top-3-categories earning + the $100 in Hyatt credits make it pay for its $199 fee for almost any Hyatt-leaning traveler. Underrated.
Common questions
- Which card has the bigger sign-up bonus, Discover it Miles or World of Hyatt Business Credit Card?
- The World of Hyatt Business Credit Card has the bigger bonus, 75,000 points, worth roughly $1,275, versus Unlimited Miles Match (entire first-year miles doubled) (~$450) on the Discover it Miles.
- Is the Discover it Miles's $0 annual fee worth it compared to the World of Hyatt Business Credit Card?
- The Discover it Miles has no annual fee, so the question is whether the World of Hyatt Business Credit Card's $199 fee is justified by its perks. If you'll use enough of the World of Hyatt Business Credit Card's benefits to clear $199 in value annually, it's worth it; otherwise stick with the Discover it Miles.
- Can I have both the Discover it Miles and World of Hyatt Business Credit Card?
- Yes, since they're from different issuers (Discover and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Discover it Miles or the World of Hyatt Business Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Discover it Miles: $0 spend in 12 months. World of Hyatt Business Credit Card: $7,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.