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Side-by-side
Costco Anywhere Visa Card by Citi vs Free Spirit Travel More World Elite Mastercard
Both are cashback travel cards. The Costco Anywhere Visa Card by Citi comes from Citi at $0/yr; the Free Spirit Travel More World Elite Mastercard from Bank of Missouri at $79/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Costco Anywhere Visa Card by Citi | Free Spirit Travel More World Elite Mastercard |
|---|---|---|
| Annual fee | $0 | $79 |
| Sign-up bonus | ||
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | Citi | Bank of Missouri |
| Card category | cashback | cashback |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Costco Anywhere Visa Card by Citi
$0/yr ·
Read the full review
Free Spirit Travel More World Elite Mastercard
$79/yr ·
Editorial take: Free Spirit Travel More World Elite Mastercard
Common questions
- Which card has the bigger sign-up bonus, Costco Anywhere Visa Card by Citi or Free Spirit Travel More World Elite Mastercard?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Costco Anywhere Visa Card by Citi's $0 annual fee worth it compared to the Free Spirit Travel More World Elite Mastercard?
- The Costco Anywhere Visa Card by Citi has no annual fee, so the question is whether the Free Spirit Travel More World Elite Mastercard's $79 fee is justified by its perks. If you'll use enough of the Free Spirit Travel More World Elite Mastercard's benefits to clear $79 in value annually, it's worth it; otherwise stick with the Costco Anywhere Visa Card by Citi.
- Can I have both the Costco Anywhere Visa Card by Citi and Free Spirit Travel More World Elite Mastercard?
- Yes, since they're from different issuers (Citi and Bank of Missouri) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Costco Anywhere Visa Card by Citi or the Free Spirit Travel More World Elite Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Costco Anywhere Visa Card by Citi: no published min spend. Free Spirit Travel More World Elite Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.