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Side-by-side
Citi Strata Card vs Costco Anywhere Visa Card by Citi
Both are well-respected travel cards. The Citi Strata Card comes from Citi at $0/yr; the Costco Anywhere Visa Card by Citi from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Citi Strata Card | Costco Anywhere Visa Card by Citi |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | 20,000 bonus points | |
| Bonus value (est.) | $340 | - |
| Min spend to unlock bonus | - | - |
| Issuer | Citi | Citi |
| Card category | travel | cashback |
| Best earning category (Citi_travel) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Citi Strata Card
$0/yr · 20,000 bonus points
Read the full review
Costco Anywhere Visa Card by Citi
$0/yr ·
Editorial take: Costco Anywhere Visa Card by Citi
Common questions
- Which card has the bigger sign-up bonus, Citi Strata Card or Costco Anywhere Visa Card by Citi?
- The Citi Strata Card has a public bonus (20,000 bonus points, worth roughly $340), while the Costco Anywhere Visa Card by Citi doesn't advertise one right now.
- Is the Citi Strata Card's $0 annual fee worth it compared to the Costco Anywhere Visa Card by Citi?
- The Citi Strata Card has no annual fee, so the question is whether the Costco Anywhere Visa Card by Citi's $0 fee is justified by its perks. If you'll use enough of the Costco Anywhere Visa Card by Citi's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Citi Strata Card.
- Can I have both the Citi Strata Card and Costco Anywhere Visa Card by Citi?
- Yes, though both are issued by Citi so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Citi Strata Card or the Costco Anywhere Visa Card by Citi first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Citi Strata Card: no published min spend. Costco Anywhere Visa Card by Citi: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.