Citi Diamond Preferred Card vs US Bank Triple Cash Rewards Business
Both are well-respected travel cards. The Citi Diamond Preferred Card comes from Citi at $0/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the US Bank Triple Cash Rewards Business is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Citi Diamond Preferred Card's. Get the US Bank Triple Cash Rewards Business first; revisit the Citi Diamond Preferred Card after you've earned that bonus.
| Feature | Citi Diamond Preferred Card | US Bank Triple Cash Rewards Business |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | No welcome bonus; product is a 0% intro APR balance-transfer card with no rewards program | $750 cash back |
| Bonus value (est.) | - | $750 |
| Min spend to unlock bonus | - | $6,000 in 6 mo |
| Issuer | Citi | U.S. Bank |
| Card category | business | |
| Transfer partners | None | None |
| Headline benefits |
Editorial take: US Bank Triple Cash Rewards Business
Common questions
- Which card has the bigger sign-up bonus, Citi Diamond Preferred Card or US Bank Triple Cash Rewards Business?
- The US Bank Triple Cash Rewards Business has a public bonus ($750 cash back, worth roughly $750), while the Citi Diamond Preferred Card doesn't advertise one right now.
- Is the Citi Diamond Preferred Card's $0 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
- The Citi Diamond Preferred Card has no annual fee, so the question is whether the US Bank Triple Cash Rewards Business's $0 fee is justified by its perks. If you'll use enough of the US Bank Triple Cash Rewards Business's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Citi Diamond Preferred Card.
- Can I have both the Citi Diamond Preferred Card and US Bank Triple Cash Rewards Business?
- Yes, since they're from different issuers (Citi and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Citi Diamond Preferred Card or the US Bank Triple Cash Rewards Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Citi Diamond Preferred Card: no published min spend. US Bank Triple Cash Rewards Business: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
