Citi Diamond Preferred Card vs Lowe's Business Rewards Card from American Express

Common questions

Which card has the bigger sign-up bonus, Citi Diamond Preferred Card or Lowe's Business Rewards Card from American Express?

The Lowe's Business Rewards Card from American Express has a public bonus ($100 statement credit, worth roughly $100), while the Citi Diamond Preferred Card doesn't advertise one right now.

Is the Citi Diamond Preferred Card's $0 annual fee worth it compared to the Lowe's Business Rewards Card from American Express?

The Citi Diamond Preferred Card has no annual fee, so the question is whether the Lowe's Business Rewards Card from American Express's $0 fee is justified by its perks. If you'll use enough of the Lowe's Business Rewards Card from American Express's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Citi Diamond Preferred Card.

Can I have both the Citi Diamond Preferred Card and Lowe's Business Rewards Card from American Express?

Yes, since they're from different issuers (Citi and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Citi Diamond Preferred Card or the Lowe's Business Rewards Card from American Express first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Citi Diamond Preferred Card: no published min spend. Lowe's Business Rewards Card from American Express: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.