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Costco Anywhere Visa Business Card by Citi vs U.S. Bank Business Leverage Visa Signature

Both are well-respected travel cards. The Costco Anywhere Visa Business Card by Citi comes from Citi at $0/yr; the U.S. Bank Business Leverage Visa Signature from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the U.S. Bank Business Leverage Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($600 more in estimated value) than the Costco Anywhere Visa Business Card by Citi's. Get the U.S. Bank Business Leverage Visa Signature first; revisit the Costco Anywhere Visa Business Card by Citi after you've earned that bonus.

FeatureCostco Anywhere Visa Business Card by CitiU.S. Bank Business Leverage Visa Signature
Annual fee$0$95
Sign-up bonusNo current public welcome offer60,000 bonus points
Bonus value (est.)-$600
Min spend to unlock bonus-$6,000 in 4 mo
IssuerCitiU.S. Bank
Card categorybusiness
Best earning category (Costco_gas)5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Costco Anywhere Visa Business Card by Citi
      $0/yr · No current public welcome offer
      Read the full review
      U.S. Bank Business Leverage Visa Signature
      $95/yr · 60,000 bonus points

      Editorial take: Costco Anywhere Visa Business Card by Citi

      Editorial take: U.S. Bank Business Leverage Visa Signature

      Common questions

      Which card has the bigger sign-up bonus, Costco Anywhere Visa Business Card by Citi or U.S. Bank Business Leverage Visa Signature?
      The U.S. Bank Business Leverage Visa Signature has a public bonus (60,000 bonus points, worth roughly $600), while the Costco Anywhere Visa Business Card by Citi doesn't advertise one right now.
      Is the Costco Anywhere Visa Business Card by Citi's $0 annual fee worth it compared to the U.S. Bank Business Leverage Visa Signature?
      The Costco Anywhere Visa Business Card by Citi has no annual fee, so the question is whether the U.S. Bank Business Leverage Visa Signature's $95 fee is justified by its perks. If you'll use enough of the U.S. Bank Business Leverage Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Costco Anywhere Visa Business Card by Citi.
      Can I have both the Costco Anywhere Visa Business Card by Citi and U.S. Bank Business Leverage Visa Signature?
      Yes, since they're from different issuers (Citi and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Costco Anywhere Visa Business Card by Citi or the U.S. Bank Business Leverage Visa Signature first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Costco Anywhere Visa Business Card by Citi: no published min spend. U.S. Bank Business Leverage Visa Signature: $6,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.