All credit cards
Side-by-side
Costco Anywhere Visa Business Card by Citi vs PenFed Power Cash Rewards Visa Signature Card
Both are well-respected travel cards. The Costco Anywhere Visa Business Card by Citi comes from Citi at $0/yr; the PenFed Power Cash Rewards Visa Signature Card from PenFed at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Costco Anywhere Visa Business Card by Citi | PenFed Power Cash Rewards Visa Signature Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | No current public welcome offer | $100 statement credit |
| Bonus value (est.) | - | $100 |
| Min spend to unlock bonus | - | $1,500 in 3 mo |
| Issuer | Citi | PenFed |
| Card category | cashback | |
| Best earning category (Costco_gas) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Costco Anywhere Visa Business Card by Citi
$0/yr · No current public welcome offer
Read the full review
PenFed Power Cash Rewards Visa Signature Card
$0/yr · $100 statement credit
Editorial take: PenFed Power Cash Rewards Visa Signature Card
Common questions
- Which card has the bigger sign-up bonus, Costco Anywhere Visa Business Card by Citi or PenFed Power Cash Rewards Visa Signature Card?
- The PenFed Power Cash Rewards Visa Signature Card has a public bonus ($100 statement credit, worth roughly $100), while the Costco Anywhere Visa Business Card by Citi doesn't advertise one right now.
- Is the Costco Anywhere Visa Business Card by Citi's $0 annual fee worth it compared to the PenFed Power Cash Rewards Visa Signature Card?
- The Costco Anywhere Visa Business Card by Citi has no annual fee, so the question is whether the PenFed Power Cash Rewards Visa Signature Card's $0 fee is justified by its perks. If you'll use enough of the PenFed Power Cash Rewards Visa Signature Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Costco Anywhere Visa Business Card by Citi.
- Can I have both the Costco Anywhere Visa Business Card by Citi and PenFed Power Cash Rewards Visa Signature Card?
- Yes, since they're from different issuers (Citi and PenFed) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Costco Anywhere Visa Business Card by Citi or the PenFed Power Cash Rewards Visa Signature Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Costco Anywhere Visa Business Card by Citi: no published min spend. PenFed Power Cash Rewards Visa Signature Card: $1,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.