Editorial take: Citi AAdvantage Platinum Select
The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.
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Side-by-side
Citi AAdvantage Platinum Select vs US Bank Triple Cash Rewards Business
Both are well-respected travel cards. The Citi AAdvantage Platinum Select comes from Citi at $99/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Citi AAdvantage Platinum Select | US Bank Triple Cash Rewards Business |
|---|---|---|
| Annual fee | $99 | $0 |
| Sign-up bonus | 80,000 miles | $750 cash back |
| Bonus value (est.) | $1,120 | $750 |
| Min spend to unlock bonus | $3,500 in 4 mo | $6,000 in 6 mo |
| Issuer | Citi | U.S. Bank |
| Card category | travel | business |
| Best earning category (American) | 2x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Citi AAdvantage Platinum Select
$99/yr · 80,000 miles
Read the full review
US Bank Triple Cash Rewards Business
$0/yr · $750 cash back
Editorial take: US Bank Triple Cash Rewards Business
Common questions
- Which card has the bigger sign-up bonus, Citi AAdvantage Platinum Select or US Bank Triple Cash Rewards Business?
- The Citi AAdvantage Platinum Select has the bigger bonus, 80,000 miles, worth roughly $1,120, versus $750 cash back (~$750) on the US Bank Triple Cash Rewards Business.
- Is the Citi AAdvantage Platinum Select's $99 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
- At $99/yr, the Citi AAdvantage Platinum Select is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the US Bank Triple Cash Rewards Business's, pick the one whose perks you'll actually use.
- Can I have both the Citi AAdvantage Platinum Select and US Bank Triple Cash Rewards Business?
- Yes, since they're from different issuers (Citi and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Citi AAdvantage Platinum Select or the US Bank Triple Cash Rewards Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Citi AAdvantage Platinum Select: $3,500 spend in 4 months. US Bank Triple Cash Rewards Business: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.