Editorial take: Citi AAdvantage Platinum Select
The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.
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Side-by-side
Citi AAdvantage Platinum Select vs US Bank Business Cash Rewards World Elite Mastercard
Both are well-respected travel cards. The Citi AAdvantage Platinum Select comes from Citi at $99/yr; the US Bank Business Cash Rewards World Elite Mastercard from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Citi AAdvantage Platinum Select is the stronger pick today, the sign-up bonus is meaningfully larger ($840 more in estimated value) than the US Bank Business Cash Rewards World Elite Mastercard's. Get the Citi AAdvantage Platinum Select first; revisit the US Bank Business Cash Rewards World Elite Mastercard after you've earned that bonus.
| Feature | Citi AAdvantage Platinum Select | US Bank Business Cash Rewards World Elite Mastercard |
|---|---|---|
| Annual fee | $99 | $0 |
| Sign-up bonus | 60,000 miles | |
| Bonus value (est.) | $840 | - |
| Min spend to unlock bonus | $3,500 in 4 mo | - |
| Issuer | Citi | U.S. Bank |
| Card category | travel | business |
| Best earning category (American) | 2x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Citi AAdvantage Platinum Select
$99/yr · 60,000 miles
Read the full review
US Bank Business Cash Rewards World Elite Mastercard
$0/yr ·
Editorial take: US Bank Business Cash Rewards World Elite Mastercard
Common questions
- Which card has the bigger sign-up bonus, Citi AAdvantage Platinum Select or US Bank Business Cash Rewards World Elite Mastercard?
- The Citi AAdvantage Platinum Select has a public bonus (60,000 miles, worth roughly $840), while the US Bank Business Cash Rewards World Elite Mastercard doesn't advertise one right now.
- Is the Citi AAdvantage Platinum Select's $99 annual fee worth it compared to the US Bank Business Cash Rewards World Elite Mastercard?
- At $99/yr, the Citi AAdvantage Platinum Select is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the US Bank Business Cash Rewards World Elite Mastercard's, pick the one whose perks you'll actually use.
- Can I have both the Citi AAdvantage Platinum Select and US Bank Business Cash Rewards World Elite Mastercard?
- Yes, since they're from different issuers (Citi and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Citi AAdvantage Platinum Select or the US Bank Business Cash Rewards World Elite Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Citi AAdvantage Platinum Select: $3,500 spend in 4 months. US Bank Business Cash Rewards World Elite Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.