Editorial take: Citi AAdvantage Platinum Select
The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.
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Side-by-side
Citi AAdvantage Platinum Select vs Discover it Miles
Both are travel travel cards. The Citi AAdvantage Platinum Select comes from Citi at $99/yr; the Discover it Miles from Discover at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Citi AAdvantage Platinum Select | Discover it Miles |
|---|---|---|
| Annual fee | $99 | $0 |
| Sign-up bonus | 60,000 miles | Unlimited Miles Match (entire first-year miles doubled) |
| Bonus value (est.) | $840 | $450 |
| Min spend to unlock bonus | $3,500 in 4 mo | $0 in 12 mo |
| Issuer | Citi | Discover |
| Card category | travel | travel |
| Best earning category (American) | 2x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Citi AAdvantage Platinum Select
$99/yr · 60,000 miles
Read the full review
Discover it Miles
$0/yr · Unlimited Miles Match (entire first-year miles doubled)
Editorial take: Discover it Miles
A rare card that effectively earns 3x in year one (1.5x + match). Miles aren't transferable, but the simplicity + first-year match make this a strong starter travel card.
Common questions
- Which card has the bigger sign-up bonus, Citi AAdvantage Platinum Select or Discover it Miles?
- The Citi AAdvantage Platinum Select has the bigger bonus, 60,000 miles, worth roughly $840, versus Unlimited Miles Match (entire first-year miles doubled) (~$450) on the Discover it Miles.
- Is the Citi AAdvantage Platinum Select's $99 annual fee worth it compared to the Discover it Miles?
- At $99/yr, the Citi AAdvantage Platinum Select is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Discover it Miles's, pick the one whose perks you'll actually use.
- Can I have both the Citi AAdvantage Platinum Select and Discover it Miles?
- Yes, since they're from different issuers (Citi and Discover) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Citi AAdvantage Platinum Select or the Discover it Miles first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Citi AAdvantage Platinum Select: $3,500 spend in 4 months. Discover it Miles: $0 in 12 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.