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Citi AAdvantage Platinum Select vs Citi Double Cash

Both are well-respected travel cards. The Citi AAdvantage Platinum Select comes from Citi at $99/yr; the Citi Double Cash from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Citi AAdvantage Platinum Select is the stronger pick today, the sign-up bonus is meaningfully larger ($640 more in estimated value) than the Citi Double Cash's. Get the Citi AAdvantage Platinum Select first; revisit the Citi Double Cash after you've earned that bonus.

FeatureCiti AAdvantage Platinum SelectCiti Double Cash
Annual fee$99$0
Sign-up bonus60,000 miles$200 cash back
Bonus value (est.)$840$200
Min spend to unlock bonus$3,500 in 4 mo$1,500 in 6 mo
IssuerCitiCiti
Card categorytravelcashback
Best earning category (American)2x1x
Transfer partnersNoneciti-ty
Headline benefits
  • Free checked bag
  • Priority boarding
  • 2x on AA + dining + gas
  • First year free
  • 2% everywhere
  • No annual fee
  • Pairs with TY Premier
  • Simple earning
Read the full review
Citi AAdvantage Platinum Select
$99/yr · 60,000 miles
Read the full review
Citi Double Cash
$0/yr · $200 cash back

Editorial take: Citi AAdvantage Platinum Select

The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.

Editorial take: Citi Double Cash

The OG flat 2% card. Pairs with Custom Cash + Premier to form Citi's trifecta, turns your combined cash back into transferable ThankYou Points. Rock solid for non-bonus spend.

Common questions

Which card has the bigger sign-up bonus, Citi AAdvantage Platinum Select or Citi Double Cash?
The Citi AAdvantage Platinum Select has the bigger bonus, 60,000 miles, worth roughly $840, versus $200 cash back (~$200) on the Citi Double Cash.
Is the Citi AAdvantage Platinum Select's $99 annual fee worth it compared to the Citi Double Cash?
At $99/yr, the Citi AAdvantage Platinum Select is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Double Cash's, pick the one whose perks you'll actually use.
Can I have both the Citi AAdvantage Platinum Select and Citi Double Cash?
Yes, though both are issued by Citi so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Citi AAdvantage Platinum Select or the Citi Double Cash first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Citi AAdvantage Platinum Select: $3,500 spend in 4 months. Citi Double Cash: $1,500 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.