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American Airlines AAdvantage MileUp Card vs US Bank Triple Cash Rewards Business

Both are well-respected travel cards. The American Airlines AAdvantage MileUp Card comes from Citi at $0/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the US Bank Triple Cash Rewards Business is the stronger pick today, the sign-up bonus is meaningfully larger ($502 more in estimated value) than the American Airlines AAdvantage MileUp Card's. Get the US Bank Triple Cash Rewards Business first; revisit the American Airlines AAdvantage MileUp Card after you've earned that bonus.

FeatureAmerican Airlines AAdvantage MileUp CardUS Bank Triple Cash Rewards Business
Annual fee$0$0
Sign-up bonus15,000 miles$750 cash back
Bonus value (est.)$248$750
Min spend to unlock bonus$500 in 3 mo$6,000 in 6 mo
IssuerCitiU.S. Bank
Card categorytravelbusiness
Best earning category (Airline)2x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      American Airlines AAdvantage MileUp Card
      $0/yr · 15,000 miles
      Read the full review
      US Bank Triple Cash Rewards Business
      $0/yr · $750 cash back

      Editorial take: American Airlines AAdvantage MileUp Card

      Editorial take: US Bank Triple Cash Rewards Business

      Common questions

      Which card has the bigger sign-up bonus, American Airlines AAdvantage MileUp Card or US Bank Triple Cash Rewards Business?
      The US Bank Triple Cash Rewards Business has the bigger bonus, $750 cash back, worth roughly $750, versus 15,000 miles (~$248) on the American Airlines AAdvantage MileUp Card.
      Is the American Airlines AAdvantage MileUp Card's $0 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
      The American Airlines AAdvantage MileUp Card has no annual fee, so the question is whether the US Bank Triple Cash Rewards Business's $0 fee is justified by its perks. If you'll use enough of the US Bank Triple Cash Rewards Business's benefits to clear $0 in value annually, it's worth it; otherwise stick with the American Airlines AAdvantage MileUp Card.
      Can I have both the American Airlines AAdvantage MileUp Card and US Bank Triple Cash Rewards Business?
      Yes, since they're from different issuers (Citi and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the American Airlines AAdvantage MileUp Card or the US Bank Triple Cash Rewards Business first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. American Airlines AAdvantage MileUp Card: $500 spend in 3 months. US Bank Triple Cash Rewards Business: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.