Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

American Airlines AAdvantage MileUp Card vs U.S. Bank Business Leverage Visa Signature

Both are well-respected travel cards. The American Airlines AAdvantage MileUp Card comes from Citi at $0/yr; the U.S. Bank Business Leverage Visa Signature from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAmerican Airlines AAdvantage MileUp CardU.S. Bank Business Leverage Visa Signature
Annual fee$0$95
Sign-up bonusNot advertised75,000 bonus points
Bonus value (est.)--
Min spend to unlock bonus-$7,500 in 4 mo
IssuerCitiU.S. Bank
Card categorytravelbusiness
Best earning category (Airline)2x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      American Airlines AAdvantage MileUp Card
      $0/yr ·
      Read the full review
      U.S. Bank Business Leverage Visa Signature
      $95/yr · 75,000 bonus points

      Editorial take: American Airlines AAdvantage MileUp Card

      Editorial take: U.S. Bank Business Leverage Visa Signature

      Common questions

      Which card has the bigger sign-up bonus, American Airlines AAdvantage MileUp Card or U.S. Bank Business Leverage Visa Signature?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the American Airlines AAdvantage MileUp Card's $0 annual fee worth it compared to the U.S. Bank Business Leverage Visa Signature?
      The American Airlines AAdvantage MileUp Card has no annual fee, so the question is whether the U.S. Bank Business Leverage Visa Signature's $95 fee is justified by its perks. If you'll use enough of the U.S. Bank Business Leverage Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the American Airlines AAdvantage MileUp Card.
      Can I have both the American Airlines AAdvantage MileUp Card and U.S. Bank Business Leverage Visa Signature?
      Yes, since they're from different issuers (Citi and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the American Airlines AAdvantage MileUp Card or the U.S. Bank Business Leverage Visa Signature first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. American Airlines AAdvantage MileUp Card: no published min spend. U.S. Bank Business Leverage Visa Signature: $7,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.