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Side-by-side
American Airlines AAdvantage MileUp Card vs U.S. Bank Business Leverage Visa Signature
Both are well-respected travel cards. The American Airlines AAdvantage MileUp Card comes from Citi at $0/yr; the U.S. Bank Business Leverage Visa Signature from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | American Airlines AAdvantage MileUp Card | U.S. Bank Business Leverage Visa Signature |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | 15,000 miles | 60,000 bonus points |
| Bonus value (est.) | $248 | $600 |
| Min spend to unlock bonus | $500 in 3 mo | $6,000 in 4 mo |
| Issuer | Citi | U.S. Bank |
| Card category | travel | business |
| Best earning category (Airline) | 2x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
American Airlines AAdvantage MileUp Card
$0/yr · 15,000 miles
Read the full review
U.S. Bank Business Leverage Visa Signature
$95/yr · 60,000 bonus points
Editorial take: U.S. Bank Business Leverage Visa Signature
Common questions
- Which card has the bigger sign-up bonus, American Airlines AAdvantage MileUp Card or U.S. Bank Business Leverage Visa Signature?
- The U.S. Bank Business Leverage Visa Signature has the bigger bonus, 60,000 bonus points, worth roughly $600, versus 15,000 miles (~$248) on the American Airlines AAdvantage MileUp Card.
- Is the American Airlines AAdvantage MileUp Card's $0 annual fee worth it compared to the U.S. Bank Business Leverage Visa Signature?
- The American Airlines AAdvantage MileUp Card has no annual fee, so the question is whether the U.S. Bank Business Leverage Visa Signature's $95 fee is justified by its perks. If you'll use enough of the U.S. Bank Business Leverage Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the American Airlines AAdvantage MileUp Card.
- Can I have both the American Airlines AAdvantage MileUp Card and U.S. Bank Business Leverage Visa Signature?
- Yes, since they're from different issuers (Citi and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the American Airlines AAdvantage MileUp Card or the U.S. Bank Business Leverage Visa Signature first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. American Airlines AAdvantage MileUp Card: $500 spend in 3 months. U.S. Bank Business Leverage Visa Signature: $6,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.