American Airlines AAdvantage MileUp Card vs Home Depot Commercial Revolving Charge Card
Both are well-respected travel cards. The American Airlines AAdvantage MileUp Card comes from Citi at $0/yr; the Home Depot Commercial Revolving Charge Card from Citi Retail Services at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | American Airlines AAdvantage MileUp Card | Home Depot Commercial Revolving Charge Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | Not advertised | |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | Citi | Citi Retail Services |
| Card category | travel | business |
| Best earning category (Airline) | 2x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Editorial take: Home Depot Commercial Revolving Charge Card
Common questions
- Which card has the bigger sign-up bonus, American Airlines AAdvantage MileUp Card or Home Depot Commercial Revolving Charge Card?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the American Airlines AAdvantage MileUp Card's $0 annual fee worth it compared to the Home Depot Commercial Revolving Charge Card?
- The American Airlines AAdvantage MileUp Card has no annual fee, so the question is whether the Home Depot Commercial Revolving Charge Card's $0 fee is justified by its perks. If you'll use enough of the Home Depot Commercial Revolving Charge Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the American Airlines AAdvantage MileUp Card.
- Can I have both the American Airlines AAdvantage MileUp Card and Home Depot Commercial Revolving Charge Card?
- Yes, since they're from different issuers (Citi and Citi Retail Services) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the American Airlines AAdvantage MileUp Card or the Home Depot Commercial Revolving Charge Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. American Airlines AAdvantage MileUp Card: no published min spend. Home Depot Commercial Revolving Charge Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
