All credit cards
Side-by-side
CitiBusiness / AAdvantage Platinum Select Mastercard vs World of Hyatt Business Credit Card
Both are well-respected travel cards. The CitiBusiness / AAdvantage Platinum Select Mastercard comes from Citi at $0/yr; the World of Hyatt Business Credit Card from Chase at $199/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the World of Hyatt Business Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,275 more in estimated value) than the CitiBusiness / AAdvantage Platinum Select Mastercard's. Get the World of Hyatt Business Credit Card first; revisit the CitiBusiness / AAdvantage Platinum Select Mastercard after you've earned that bonus.
| Feature | CitiBusiness / AAdvantage Platinum Select Mastercard | World of Hyatt Business Credit Card |
|---|---|---|
| Annual fee | $0 | $199 |
| Sign-up bonus | Not advertised | 75,000 points |
| Bonus value (est.) | - | $1,275 |
| Min spend to unlock bonus | - | $7,500 in 3 mo |
| Issuer | Citi | Chase |
| Card category | travel | business |
| Best earning category (Travel) | 2x | 1x |
| Transfer partners | aadvantage | None |
| Headline benefits |
|
Read the full review
CitiBusiness / AAdvantage Platinum Select Mastercard
$0/yr ·
Read the full review
World of Hyatt Business Credit Card
$199/yr · 75,000 points
Editorial take: World of Hyatt Business Credit Card
The strongest hotel business card if you actually stay at Hyatts. Five elite night credits + top-3-categories earning + the $100 in Hyatt credits make it pay for its $199 fee for almost any Hyatt-leaning traveler. Underrated.
Common questions
- Which card has the bigger sign-up bonus, CitiBusiness / AAdvantage Platinum Select Mastercard or World of Hyatt Business Credit Card?
- The World of Hyatt Business Credit Card has a public bonus (75,000 points, worth roughly $1,275), while the CitiBusiness / AAdvantage Platinum Select Mastercard doesn't advertise one right now.
- Is the CitiBusiness / AAdvantage Platinum Select Mastercard's $0 annual fee worth it compared to the World of Hyatt Business Credit Card?
- The CitiBusiness / AAdvantage Platinum Select Mastercard has no annual fee, so the question is whether the World of Hyatt Business Credit Card's $199 fee is justified by its perks. If you'll use enough of the World of Hyatt Business Credit Card's benefits to clear $199 in value annually, it's worth it; otherwise stick with the CitiBusiness / AAdvantage Platinum Select Mastercard.
- Can I have both the CitiBusiness / AAdvantage Platinum Select Mastercard and World of Hyatt Business Credit Card?
- Yes, since they're from different issuers (Citi and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the CitiBusiness / AAdvantage Platinum Select Mastercard or the World of Hyatt Business Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. CitiBusiness / AAdvantage Platinum Select Mastercard: no published min spend. World of Hyatt Business Credit Card: $7,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.