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Side-by-side

CitiBusiness / AAdvantage Platinum Select Mastercard vs U.S. Bank Altitude Go Visa Signature Card

Both are well-respected travel cards. The CitiBusiness / AAdvantage Platinum Select Mastercard comes from Citi at $0/yr; the U.S. Bank Altitude Go Visa Signature Card from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureCitiBusiness / AAdvantage Platinum Select MastercardU.S. Bank Altitude Go Visa Signature Card
Annual fee$0$0
Sign-up bonusNot advertised20,000 bonus points after $1,000 spend in 90 days
Bonus value (est.)-$200
Min spend to unlock bonus-$1,000 in 3 mo
IssuerCitiU.S. Bank
Card categorytravelcashback
Best earning category (Travel)2x1x
Transfer partnersaadvantageNone
Headline benefits
      Read the full review
      CitiBusiness / AAdvantage Platinum Select Mastercard
      $0/yr ·
      Read the full review
      U.S. Bank Altitude Go Visa Signature Card
      $0/yr · 20,000 bonus points after $1,000 spend in 90 days

      Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard

      Editorial take: U.S. Bank Altitude Go Visa Signature Card

      Common questions

      Which card has the bigger sign-up bonus, CitiBusiness / AAdvantage Platinum Select Mastercard or U.S. Bank Altitude Go Visa Signature Card?
      The U.S. Bank Altitude Go Visa Signature Card has a public bonus (20,000 bonus points after $1,000 spend in 90 days, worth roughly $200), while the CitiBusiness / AAdvantage Platinum Select Mastercard doesn't advertise one right now.
      Is the CitiBusiness / AAdvantage Platinum Select Mastercard's $0 annual fee worth it compared to the U.S. Bank Altitude Go Visa Signature Card?
      The CitiBusiness / AAdvantage Platinum Select Mastercard has no annual fee, so the question is whether the U.S. Bank Altitude Go Visa Signature Card's $0 fee is justified by its perks. If you'll use enough of the U.S. Bank Altitude Go Visa Signature Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the CitiBusiness / AAdvantage Platinum Select Mastercard.
      Can I have both the CitiBusiness / AAdvantage Platinum Select Mastercard and U.S. Bank Altitude Go Visa Signature Card?
      Yes, since they're from different issuers (Citi and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the CitiBusiness / AAdvantage Platinum Select Mastercard or the U.S. Bank Altitude Go Visa Signature Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. CitiBusiness / AAdvantage Platinum Select Mastercard: no published min spend. U.S. Bank Altitude Go Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.