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CitiBusiness / AAdvantage Platinum Select Mastercard vs U.S. Bank Altitude Connect Visa Signature Card
Both are travel travel cards. The CitiBusiness / AAdvantage Platinum Select Mastercard comes from Citi at $99/yr; the U.S. Bank Altitude Connect Visa Signature Card from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the CitiBusiness / AAdvantage Platinum Select Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($873 more in estimated value) than the U.S. Bank Altitude Connect Visa Signature Card's. Get the CitiBusiness / AAdvantage Platinum Select Mastercard first; revisit the U.S. Bank Altitude Connect Visa Signature Card after you've earned that bonus.
| Feature | CitiBusiness / AAdvantage Platinum Select Mastercard | U.S. Bank Altitude Connect Visa Signature Card |
|---|---|---|
| Annual fee | $99 | $0 |
| Sign-up bonus | 65,000 miles | 20,000 bonus points |
| Bonus value (est.) | $1,073 | $200 |
| Min spend to unlock bonus | $4,000 in 4 mo | $1,000 in 3 mo |
| Issuer | Citi | U.S. Bank |
| Card category | travel | travel |
| Best earning category (Travel) | 2x | 4x |
| Transfer partners | aadvantage | None |
| Headline benefits |
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Read the full review
CitiBusiness / AAdvantage Platinum Select Mastercard
$99/yr · 65,000 miles
Read the full review
U.S. Bank Altitude Connect Visa Signature Card
$0/yr · 20,000 bonus points
Editorial take: U.S. Bank Altitude Connect Visa Signature Card
A no-annual-fee travel earner: 4X on travel and at gas and EV stations (on the first $1,000 per quarter) with a 20K welcome offer worth $200. Points are capped at 1 cent each, so treat this as cash-value travel earnings rather than transferable points.
Common questions
- Which card has the bigger sign-up bonus, CitiBusiness / AAdvantage Platinum Select Mastercard or U.S. Bank Altitude Connect Visa Signature Card?
- The CitiBusiness / AAdvantage Platinum Select Mastercard has the bigger bonus, 65,000 miles, worth roughly $1,073, versus 20,000 bonus points (~$200) on the U.S. Bank Altitude Connect Visa Signature Card.
- Is the CitiBusiness / AAdvantage Platinum Select Mastercard's $99 annual fee worth it compared to the U.S. Bank Altitude Connect Visa Signature Card?
- At $99/yr, the CitiBusiness / AAdvantage Platinum Select Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Altitude Connect Visa Signature Card's, pick the one whose perks you'll actually use.
- Can I have both the CitiBusiness / AAdvantage Platinum Select Mastercard and U.S. Bank Altitude Connect Visa Signature Card?
- Yes, since they're from different issuers (Citi and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the CitiBusiness / AAdvantage Platinum Select Mastercard or the U.S. Bank Altitude Connect Visa Signature Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. CitiBusiness / AAdvantage Platinum Select Mastercard: $4,000 spend in 4 months. U.S. Bank Altitude Connect Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.