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CitiBusiness / AAdvantage Platinum Select Mastercard vs Robinhood Gold Card

Both are well-respected travel cards. The CitiBusiness / AAdvantage Platinum Select Mastercard comes from Citi at $99/yr; the Robinhood Gold Card from Robinhood at $50/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the CitiBusiness / AAdvantage Platinum Select Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($1,073 more in estimated value) than the Robinhood Gold Card's. Get the CitiBusiness / AAdvantage Platinum Select Mastercard first; revisit the Robinhood Gold Card after you've earned that bonus.

FeatureCitiBusiness / AAdvantage Platinum Select MastercardRobinhood Gold Card
Annual fee$99$50
Sign-up bonus65,000 miles
Bonus value (est.)$1,073-
Min spend to unlock bonus$4,000 in 4 mo-
IssuerCitiRobinhood
Card categorytravelcashback
Best earning category (Travel)2x1x
Transfer partnersaadvantageNone
Headline benefits
      Read the full review
      CitiBusiness / AAdvantage Platinum Select Mastercard
      $99/yr · 65,000 miles
      Read the full review
      Robinhood Gold Card
      $50/yr ·

      Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard

      Editorial take: Robinhood Gold Card

      Common questions

      Which card has the bigger sign-up bonus, CitiBusiness / AAdvantage Platinum Select Mastercard or Robinhood Gold Card?
      The CitiBusiness / AAdvantage Platinum Select Mastercard has a public bonus (65,000 miles, worth roughly $1,073), while the Robinhood Gold Card doesn't advertise one right now.
      Is the CitiBusiness / AAdvantage Platinum Select Mastercard's $99 annual fee worth it compared to the Robinhood Gold Card?
      At $99/yr, the CitiBusiness / AAdvantage Platinum Select Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Robinhood Gold Card's, pick the one whose perks you'll actually use.
      Can I have both the CitiBusiness / AAdvantage Platinum Select Mastercard and Robinhood Gold Card?
      Yes, since they're from different issuers (Citi and Robinhood) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the CitiBusiness / AAdvantage Platinum Select Mastercard or the Robinhood Gold Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. CitiBusiness / AAdvantage Platinum Select Mastercard: $4,000 spend in 4 months. Robinhood Gold Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.