CitiBusiness / AAdvantage Platinum Select Mastercard vs Costco Anywhere Visa Business Card by Citi
Both are well-respected travel cards. The CitiBusiness / AAdvantage Platinum Select Mastercard comes from Citi at $99/yr; the Costco Anywhere Visa Business Card by Citi from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the CitiBusiness / AAdvantage Platinum Select Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($1,073 more in estimated value) than the Costco Anywhere Visa Business Card by Citi's. Get the CitiBusiness / AAdvantage Platinum Select Mastercard first; revisit the Costco Anywhere Visa Business Card by Citi after you've earned that bonus.
| Feature | CitiBusiness / AAdvantage Platinum Select Mastercard | Costco Anywhere Visa Business Card by Citi |
|---|---|---|
| Annual fee | $99 | $0 |
| Sign-up bonus | 65,000 miles | No current public welcome offer |
| Bonus value (est.) | $1,073 | - |
| Min spend to unlock bonus | $4,000 in 4 mo | - |
| Issuer | Citi | Citi |
| Card category | travel | |
| Best earning category (Travel) | 2x | 3x |
| Transfer partners | aadvantage | None |
| Headline benefits |
Editorial take: Costco Anywhere Visa Business Card by Citi
Common questions
- Which card has the bigger sign-up bonus, CitiBusiness / AAdvantage Platinum Select Mastercard or Costco Anywhere Visa Business Card by Citi?
- The CitiBusiness / AAdvantage Platinum Select Mastercard has a public bonus (65,000 miles, worth roughly $1,073), while the Costco Anywhere Visa Business Card by Citi doesn't advertise one right now.
- Is the CitiBusiness / AAdvantage Platinum Select Mastercard's $99 annual fee worth it compared to the Costco Anywhere Visa Business Card by Citi?
- At $99/yr, the CitiBusiness / AAdvantage Platinum Select Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Costco Anywhere Visa Business Card by Citi's, pick the one whose perks you'll actually use.
- Can I have both the CitiBusiness / AAdvantage Platinum Select Mastercard and Costco Anywhere Visa Business Card by Citi?
- Yes, though both are issued by Citi so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the CitiBusiness / AAdvantage Platinum Select Mastercard or the Costco Anywhere Visa Business Card by Citi first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. CitiBusiness / AAdvantage Platinum Select Mastercard: $4,000 spend in 4 months. Costco Anywhere Visa Business Card by Citi: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
