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CitiBusiness / AAdvantage Platinum Select Mastercard vs Costco Anywhere Visa Business Card by Citi

Both are well-respected travel cards. The CitiBusiness / AAdvantage Platinum Select Mastercard comes from Citi at $99/yr; the Costco Anywhere Visa Business Card by Citi from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the CitiBusiness / AAdvantage Platinum Select Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($1,073 more in estimated value) than the Costco Anywhere Visa Business Card by Citi's. Get the CitiBusiness / AAdvantage Platinum Select Mastercard first; revisit the Costco Anywhere Visa Business Card by Citi after you've earned that bonus.

FeatureCitiBusiness / AAdvantage Platinum Select MastercardCostco Anywhere Visa Business Card by Citi
Annual fee$99$0
Sign-up bonus65,000 milesNo current public welcome offer
Bonus value (est.)$1,073-
Min spend to unlock bonus$4,000 in 4 mo-
IssuerCitiCiti
Card categorytravel
Best earning category (Travel)2x3x
Transfer partnersaadvantageNone
Headline benefits
      Read the full review
      CitiBusiness / AAdvantage Platinum Select Mastercard
      $99/yr · 65,000 miles
      Read the full review
      Costco Anywhere Visa Business Card by Citi
      $0/yr · No current public welcome offer

      Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard

      Editorial take: Costco Anywhere Visa Business Card by Citi

      Common questions

      Which card has the bigger sign-up bonus, CitiBusiness / AAdvantage Platinum Select Mastercard or Costco Anywhere Visa Business Card by Citi?
      The CitiBusiness / AAdvantage Platinum Select Mastercard has a public bonus (65,000 miles, worth roughly $1,073), while the Costco Anywhere Visa Business Card by Citi doesn't advertise one right now.
      Is the CitiBusiness / AAdvantage Platinum Select Mastercard's $99 annual fee worth it compared to the Costco Anywhere Visa Business Card by Citi?
      At $99/yr, the CitiBusiness / AAdvantage Platinum Select Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Costco Anywhere Visa Business Card by Citi's, pick the one whose perks you'll actually use.
      Can I have both the CitiBusiness / AAdvantage Platinum Select Mastercard and Costco Anywhere Visa Business Card by Citi?
      Yes, though both are issued by Citi so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the CitiBusiness / AAdvantage Platinum Select Mastercard or the Costco Anywhere Visa Business Card by Citi first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. CitiBusiness / AAdvantage Platinum Select Mastercard: $4,000 spend in 4 months. Costco Anywhere Visa Business Card by Citi: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.