Editorial take: World of Hyatt Credit Card
The anniversary free night at a Category 1-4 Hyatt easily covers the $95 fee, even a Category 1 Hyatt Place clears it. If you stay at any Hyatt once a year, this card pays for itself.
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Side-by-side
World of Hyatt Credit Card vs Choice Privileges Mastercard
Both are well-respected travel cards. The World of Hyatt Credit Card comes from Chase at $95/yr; the Choice Privileges Mastercard from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the World of Hyatt Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,020 more in estimated value) than the Choice Privileges Mastercard's. Get the World of Hyatt Credit Card first; revisit the Choice Privileges Mastercard after you've earned that bonus.
| Feature | World of Hyatt Credit Card | Choice Privileges Mastercard |
|---|---|---|
| Annual fee | $95 | $0 |
| Sign-up bonus | Up to 60,000 Bonus Points | Not advertised |
| Bonus value (est.) | $1,020 | - |
| Min spend to unlock bonus | - | - |
| Issuer | Chase | Wells Fargo |
| Card category | hotel | travel |
| Best earning category (Dining) | 2x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
World of Hyatt Credit Card
$95/yr · Up to 60,000 Bonus Points
Read the full review
Choice Privileges Mastercard
$0/yr ·
Editorial take: Choice Privileges Mastercard
Common questions
- Which card has the bigger sign-up bonus, World of Hyatt Credit Card or Choice Privileges Mastercard?
- The World of Hyatt Credit Card has a public bonus (Up to 60,000 Bonus Points, worth roughly $1,020), while the Choice Privileges Mastercard doesn't advertise one right now.
- Is the World of Hyatt Credit Card's $95 annual fee worth it compared to the Choice Privileges Mastercard?
- At $95/yr, the World of Hyatt Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Choice Privileges Mastercard's, pick the one whose perks you'll actually use.
- Can I have both the World of Hyatt Credit Card and Choice Privileges Mastercard?
- Yes, since they're from different issuers (Chase and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the World of Hyatt Credit Card or the Choice Privileges Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. World of Hyatt Credit Card: no published min spend. Choice Privileges Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.