Editorial take: United Quest Card
If you fly United 3+ times a year, the $200 United TravelBank credit, two free checked bags for you and a companion, and the 10,000-mile anniversary award discount make this card pay for most of its fee.
All credit cards
Side-by-side
United Quest Card vs Wells Fargo Signify Business Cash
Both are well-respected travel cards. The United Quest Card comes from Chase at $350/yr; the Wells Fargo Signify Business Cash from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Wells Fargo Signify Business Cash, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | United Quest Card | Wells Fargo Signify Business Cash |
|---|---|---|
| Annual fee | $350 | $0 |
| Sign-up bonus | 70,000 miles + 500 PQP | $500 cash rewards bonus |
| Bonus value (est.) | $950 | $500 |
| Min spend to unlock bonus | $4,000 in 3 mo | $5,000 in 3 mo |
| Issuer | Chase | Wells Fargo |
| Card category | travel | business |
| Best earning category (Renowned_hotels_chase_travel) | 5x | 1x |
| Transfer partners | mileageplus | None |
| Headline benefits |
|
Read the full review
United Quest Card
$350/yr · 70,000 miles + 500 PQP
Read the full review
Wells Fargo Signify Business Cash
$0/yr · $500 cash rewards bonus
Editorial take: Wells Fargo Signify Business Cash
Common questions
- Which card has the bigger sign-up bonus, United Quest Card or Wells Fargo Signify Business Cash?
- The United Quest Card has the bigger bonus, 70,000 miles + 500 PQP, worth roughly $950, versus $500 cash rewards bonus (~$500) on the Wells Fargo Signify Business Cash.
- Is the United Quest Card's $350 annual fee worth it compared to the Wells Fargo Signify Business Cash?
- At $350/yr, the United Quest Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Wells Fargo Signify Business Cash's, pick the one whose perks you'll actually use.
- Can I have both the United Quest Card and Wells Fargo Signify Business Cash?
- Yes, since they're from different issuers (Chase and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the United Quest Card or the Wells Fargo Signify Business Cash first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. United Quest Card: $4,000 spend in 3 months. Wells Fargo Signify Business Cash: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.