Editorial take: United Quest Card
If you fly United 3+ times a year, the $125 travel credit, two free bags, and 10k miles of rebates on award flights ($100+ in direct value) make this card pay for itself.
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Side-by-side
United Quest Card vs Kohl's Card
Both are well-respected travel cards. The United Quest Card comes from Chase at $350/yr; the Kohl's Card from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the United Quest Card is the stronger pick today, the sign-up bonus is meaningfully larger ($950 more in estimated value) than the Kohl's Card's. Get the United Quest Card first; revisit the Kohl's Card after you've earned that bonus.
| Feature | United Quest Card | Kohl's Card |
|---|---|---|
| Annual fee | $350 | $0 |
| Sign-up bonus | 70,000 miles + 500 PQP | |
| Bonus value (est.) | $950 | - |
| Min spend to unlock bonus | $4,000 in 3 mo | - |
| Issuer | Chase | Capital One |
| Card category | travel | cashback |
| Best earning category (Dining) | 2x | 1x |
| Transfer partners | mileageplus | None |
| Headline benefits |
|
Read the full review
United Quest Card
$350/yr · 70,000 miles + 500 PQP
Read the full review
Kohl's Card
$0/yr ·
Editorial take: Kohl's Card
Common questions
- Which card has the bigger sign-up bonus, United Quest Card or Kohl's Card?
- The United Quest Card has a public bonus (70,000 miles + 500 PQP, worth roughly $950), while the Kohl's Card doesn't advertise one right now.
- Is the United Quest Card's $350 annual fee worth it compared to the Kohl's Card?
- At $350/yr, the United Quest Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Kohl's Card's, pick the one whose perks you'll actually use.
- Can I have both the United Quest Card and Kohl's Card?
- Yes, since they're from different issuers (Chase and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the United Quest Card or the Kohl's Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. United Quest Card: $4,000 spend in 3 months. Kohl's Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.