Editorial take: United Quest Card
If you fly United 3+ times a year, the $125 travel credit, two free bags, and 10k miles of rebates on award flights ($100+ in direct value) make this card pay for itself.
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Side-by-side
United Quest Card vs Discover it Miles
Both are travel travel cards. The United Quest Card comes from Chase at $350/yr; the Discover it Miles from Discover at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Discover it Miles, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | United Quest Card | Discover it Miles |
|---|---|---|
| Annual fee | $350 | $0 |
| Sign-up bonus | 70,000 miles + 500 PQP | Unlimited Miles Match (entire first-year miles doubled) |
| Bonus value (est.) | $950 | $450 |
| Min spend to unlock bonus | $4,000 in 3 mo | $0 in 12 mo |
| Issuer | Chase | Discover |
| Card category | travel | travel |
| Best earning category (Dining) | 2x | 1x |
| Transfer partners | mileageplus | None |
| Headline benefits |
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Read the full review
United Quest Card
$350/yr · 70,000 miles + 500 PQP
Read the full review
Discover it Miles
$0/yr · Unlimited Miles Match (entire first-year miles doubled)
Editorial take: Discover it Miles
A rare card that effectively earns 3x in year one (1.5x + match). Miles aren't transferable, but the simplicity + first-year match make this a strong starter travel card.
Common questions
- Which card has the bigger sign-up bonus, United Quest Card or Discover it Miles?
- The United Quest Card has the bigger bonus, 70,000 miles + 500 PQP, worth roughly $950, versus Unlimited Miles Match (entire first-year miles doubled) (~$450) on the Discover it Miles.
- Is the United Quest Card's $350 annual fee worth it compared to the Discover it Miles?
- At $350/yr, the United Quest Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Discover it Miles's, pick the one whose perks you'll actually use.
- Can I have both the United Quest Card and Discover it Miles?
- Yes, since they're from different issuers (Chase and Discover) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the United Quest Card or the Discover it Miles first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. United Quest Card: $4,000 spend in 3 months. Discover it Miles: $0 in 12 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.