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Side-by-side

Southwest Rapid Rewards Premier vs Wells Fargo Autograph Card

Both are travel travel cards. The Southwest Rapid Rewards Premier comes from Chase at $149/yr; the Wells Fargo Autograph Card from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureSouthwest Rapid Rewards PremierWells Fargo Autograph Card
Annual fee$149$0
Sign-up bonus55,000 bonus points20,000 points
Bonus value (est.)-$200
Min spend to unlock bonus$1,500 in 3 mo$1,000 in 3 mo
IssuerChaseWells Fargo
Card categorytraveltravel
Best earning category (Travel)3x3x
Transfer partnersNonewf-rewards
Headline benefits
  • 3x on Southwest
  • 6k anniversary points
  • Free first checked bag
  • 15% anniversary promo code
  • 3x on 6 broad categories
  • No annual fee
  • No FX fees
  • Cell phone protection
Read the full review
Southwest Rapid Rewards Premier
$149/yr · 55,000 bonus points
Read the full review
Wells Fargo Autograph Card
$0/yr · 20,000 points

Editorial take: Southwest Rapid Rewards Premier

The middle tier of the Southwest portfolio after the 2025 refresh. Doubles the anniversary points and bumps the promo code from 10% to 15% vs Plus. Sweet spot for occasional Southwest flyers who don't need the Priority card's $75 travel credit or upgraded boardings.

Editorial take: Wells Fargo Autograph Card

The best no-annual-fee card for everyday spend in 2026. 3x on six broad categories with no caps trumps almost every other free card. Pair with the Autograph Journey if you want transferable points.

Common questions

Which card has the bigger sign-up bonus, Southwest Rapid Rewards Premier or Wells Fargo Autograph Card?
The Wells Fargo Autograph Card has a public bonus (20,000 points, worth roughly $200), while the Southwest Rapid Rewards Premier doesn't advertise one right now.
Is the Southwest Rapid Rewards Premier's $149 annual fee worth it compared to the Wells Fargo Autograph Card?
At $149/yr, the Southwest Rapid Rewards Premier is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Wells Fargo Autograph Card's, pick the one whose perks you'll actually use.
Can I have both the Southwest Rapid Rewards Premier and Wells Fargo Autograph Card?
Yes, since they're from different issuers (Chase and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Southwest Rapid Rewards Premier or the Wells Fargo Autograph Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Premier: $1,500 spend in 3 months. Wells Fargo Autograph Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.