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Side-by-side
Southwest Rapid Rewards Premier Business vs Discover it Miles
Both are well-respected travel cards. The Southwest Rapid Rewards Premier Business comes from Chase at $149/yr; the Discover it Miles from Discover at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Southwest Rapid Rewards Premier Business | Discover it Miles |
|---|---|---|
| Annual fee | $149 | $0 |
| Sign-up bonus | 60,000 bonus points | Unlimited Miles Match (entire first-year miles doubled) |
| Bonus value (est.) | - | $450 |
| Min spend to unlock bonus | $3,000 in 3 mo | $0 in 12 mo |
| Issuer | Chase | Discover |
| Card category | business | travel |
| Best earning category (Southwest) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Southwest Rapid Rewards Premier Business
$149/yr · 60,000 bonus points
Read the full review
Discover it Miles
$0/yr · Unlimited Miles Match (entire first-year miles doubled)
Editorial take: Discover it Miles
A rare card that effectively earns 3x in year one (1.5x + match). Miles aren't transferable, but the simplicity + first-year match make this a strong starter travel card.
Common questions
- Which card has the bigger sign-up bonus, Southwest Rapid Rewards Premier Business or Discover it Miles?
- The Discover it Miles has a public bonus (Unlimited Miles Match (entire first-year miles doubled), worth roughly $450), while the Southwest Rapid Rewards Premier Business doesn't advertise one right now.
- Is the Southwest Rapid Rewards Premier Business's $149 annual fee worth it compared to the Discover it Miles?
- At $149/yr, the Southwest Rapid Rewards Premier Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Discover it Miles's, pick the one whose perks you'll actually use.
- Can I have both the Southwest Rapid Rewards Premier Business and Discover it Miles?
- Yes, since they're from different issuers (Chase and Discover) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Southwest Rapid Rewards Premier Business or the Discover it Miles first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Premier Business: $3,000 spend in 3 months. Discover it Miles: $0 in 12 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.