All credit cards
Side-by-side
Southwest Rapid Rewards Premier Business vs Citi Double Cash
Both are well-respected travel cards. The Southwest Rapid Rewards Premier Business comes from Chase at $149/yr; the Citi Double Cash from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Southwest Rapid Rewards Premier Business | Citi Double Cash |
|---|---|---|
| Annual fee | $149 | $0 |
| Sign-up bonus | 60,000 bonus points | $200 cash back |
| Bonus value (est.) | - | $200 |
| Min spend to unlock bonus | $3,000 in 3 mo | $1,500 in 6 mo |
| Issuer | Chase | Citi |
| Card category | business | cashback |
| Best earning category (Southwest) | 3x | 1x |
| Transfer partners | None | citi-ty |
| Headline benefits |
|
Read the full review
Southwest Rapid Rewards Premier Business
$149/yr · 60,000 bonus points
Read the full review
Citi Double Cash
$0/yr · $200 cash back
Editorial take: Citi Double Cash
The OG flat 2% card. Pairs with Custom Cash + Premier to form Citi's trifecta, turns your combined cash back into transferable ThankYou Points. Rock solid for non-bonus spend.
Common questions
- Which card has the bigger sign-up bonus, Southwest Rapid Rewards Premier Business or Citi Double Cash?
- The Citi Double Cash has a public bonus ($200 cash back, worth roughly $200), while the Southwest Rapid Rewards Premier Business doesn't advertise one right now.
- Is the Southwest Rapid Rewards Premier Business's $149 annual fee worth it compared to the Citi Double Cash?
- At $149/yr, the Southwest Rapid Rewards Premier Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Double Cash's, pick the one whose perks you'll actually use.
- Can I have both the Southwest Rapid Rewards Premier Business and Citi Double Cash?
- Yes, since they're from different issuers (Chase and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Southwest Rapid Rewards Premier Business or the Citi Double Cash first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Premier Business: $3,000 spend in 3 months. Citi Double Cash: $1,500 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.