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Southwest Rapid Rewards Performance Business vs US Bank Triple Cash Rewards Business
Both are well-respected travel cards. The Southwest Rapid Rewards Performance Business comes from Chase at $299/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the US Bank Triple Cash Rewards Business, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Southwest Rapid Rewards Performance Business | US Bank Triple Cash Rewards Business |
|---|---|---|
| Annual fee | $299 | $0 |
| Sign-up bonus | 80,000 points | $750 cash back |
| Bonus value (est.) | $1,200 | $750 |
| Min spend to unlock bonus | $5,000 in 3 mo | $6,000 in 6 mo |
| Issuer | Chase | U.S. Bank |
| Card category | travel | business |
| Best earning category (Southwest) | 4x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Southwest Rapid Rewards Performance Business
$299/yr · 80,000 points
Read the full review
US Bank Triple Cash Rewards Business
$0/yr · $750 cash back
Editorial take: US Bank Triple Cash Rewards Business
Common questions
- Which card has the bigger sign-up bonus, Southwest Rapid Rewards Performance Business or US Bank Triple Cash Rewards Business?
- The Southwest Rapid Rewards Performance Business has the bigger bonus, 80,000 points, worth roughly $1,200, versus $750 cash back (~$750) on the US Bank Triple Cash Rewards Business.
- Is the Southwest Rapid Rewards Performance Business's $299 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
- At $299/yr, the Southwest Rapid Rewards Performance Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the US Bank Triple Cash Rewards Business's, pick the one whose perks you'll actually use.
- Can I have both the Southwest Rapid Rewards Performance Business and US Bank Triple Cash Rewards Business?
- Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Southwest Rapid Rewards Performance Business or the US Bank Triple Cash Rewards Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Performance Business: $5,000 spend in 3 months. US Bank Triple Cash Rewards Business: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.