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Southwest Rapid Rewards Performance Business vs U.S. Bank Business Leverage Visa Signature

Both are well-respected travel cards. The Southwest Rapid Rewards Performance Business comes from Chase at $299/yr; the U.S. Bank Business Leverage Visa Signature from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Southwest Rapid Rewards Performance Business is the stronger pick today, the sign-up bonus is meaningfully larger ($80,000 more in estimated value) than the U.S. Bank Business Leverage Visa Signature's. Get the Southwest Rapid Rewards Performance Business first; revisit the U.S. Bank Business Leverage Visa Signature after you've earned that bonus.

FeatureSouthwest Rapid Rewards Performance BusinessU.S. Bank Business Leverage Visa Signature
Annual fee$299$95
Sign-up bonus80,000 points75,000 bonus points
Bonus value (est.)$80,000-
Min spend to unlock bonus$5,000 in 3 mo$7,500 in 4 mo
IssuerChaseU.S. Bank
Card categorytravelbusiness
Best earning category (Travel)4x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Southwest Rapid Rewards Performance Business
      $299/yr · 80,000 points
      Read the full review
      U.S. Bank Business Leverage Visa Signature
      $95/yr · 75,000 bonus points

      Editorial take: Southwest Rapid Rewards Performance Business

      Editorial take: U.S. Bank Business Leverage Visa Signature

      Common questions

      Which card has the bigger sign-up bonus, Southwest Rapid Rewards Performance Business or U.S. Bank Business Leverage Visa Signature?
      The Southwest Rapid Rewards Performance Business has a public bonus (80,000 points, worth roughly $80,000), while the U.S. Bank Business Leverage Visa Signature doesn't advertise one right now.
      Is the Southwest Rapid Rewards Performance Business's $299 annual fee worth it compared to the U.S. Bank Business Leverage Visa Signature?
      At $299/yr, the Southwest Rapid Rewards Performance Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Leverage Visa Signature's, pick the one whose perks you'll actually use.
      Can I have both the Southwest Rapid Rewards Performance Business and U.S. Bank Business Leverage Visa Signature?
      Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Southwest Rapid Rewards Performance Business or the U.S. Bank Business Leverage Visa Signature first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Performance Business: $5,000 spend in 3 months. U.S. Bank Business Leverage Visa Signature: $7,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.