All credit cards
Side-by-side
Southwest Rapid Rewards Performance Business vs Discover it Miles
Both are travel travel cards. The Southwest Rapid Rewards Performance Business comes from Chase at $299/yr; the Discover it Miles from Discover at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Southwest Rapid Rewards Performance Business is the stronger pick today, the sign-up bonus is meaningfully larger ($79,550 more in estimated value) than the Discover it Miles's. Get the Southwest Rapid Rewards Performance Business first; revisit the Discover it Miles after you've earned that bonus.
| Feature | Southwest Rapid Rewards Performance Business | Discover it Miles |
|---|---|---|
| Annual fee | $299 | $0 |
| Sign-up bonus | 80,000 points | Unlimited Miles Match (entire first-year miles doubled) |
| Bonus value (est.) | $80,000 | $450 |
| Min spend to unlock bonus | $5,000 in 3 mo | $0 in 12 mo |
| Issuer | Chase | Discover |
| Card category | travel | travel |
| Best earning category (Travel) | 4x | 1.5x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Southwest Rapid Rewards Performance Business
$299/yr · 80,000 points
Read the full review
Discover it Miles
$0/yr · Unlimited Miles Match (entire first-year miles doubled)
Editorial take: Discover it Miles
A rare card that effectively earns 3x in year one (1.5x + match). Miles aren't transferable, but the simplicity + first-year match make this a strong starter travel card.
Common questions
- Which card has the bigger sign-up bonus, Southwest Rapid Rewards Performance Business or Discover it Miles?
- The Southwest Rapid Rewards Performance Business has the bigger bonus, 80,000 points, worth roughly $80,000, versus Unlimited Miles Match (entire first-year miles doubled) (~$450) on the Discover it Miles.
- Is the Southwest Rapid Rewards Performance Business's $299 annual fee worth it compared to the Discover it Miles?
- At $299/yr, the Southwest Rapid Rewards Performance Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Discover it Miles's, pick the one whose perks you'll actually use.
- Can I have both the Southwest Rapid Rewards Performance Business and Discover it Miles?
- Yes, since they're from different issuers (Chase and Discover) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Southwest Rapid Rewards Performance Business or the Discover it Miles first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Performance Business: $5,000 spend in 3 months. Discover it Miles: $0 in 12 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.