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Southwest Rapid Rewards Performance Business vs CitiBusiness / AAdvantage Platinum Select Mastercard
Both are travel travel cards. The Southwest Rapid Rewards Performance Business comes from Chase at $299/yr; the CitiBusiness / AAdvantage Platinum Select Mastercard from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Southwest Rapid Rewards Performance Business is the stronger pick today, the sign-up bonus is meaningfully larger ($80,000 more in estimated value) than the CitiBusiness / AAdvantage Platinum Select Mastercard's. Get the Southwest Rapid Rewards Performance Business first; revisit the CitiBusiness / AAdvantage Platinum Select Mastercard after you've earned that bonus.
| Feature | Southwest Rapid Rewards Performance Business | CitiBusiness / AAdvantage Platinum Select Mastercard |
|---|---|---|
| Annual fee | $299 | $0 |
| Sign-up bonus | 80,000 points | Not advertised |
| Bonus value (est.) | $80,000 | - |
| Min spend to unlock bonus | $5,000 in 3 mo | - |
| Issuer | Chase | Citi |
| Card category | travel | travel |
| Best earning category (Travel) | 4x | 2x |
| Transfer partners | None | aadvantage |
| Headline benefits |
Read the full review
Southwest Rapid Rewards Performance Business
$299/yr · 80,000 points
Read the full review
CitiBusiness / AAdvantage Platinum Select Mastercard
$0/yr ·
Editorial take: CitiBusiness / AAdvantage Platinum Select Mastercard
Common questions
- Which card has the bigger sign-up bonus, Southwest Rapid Rewards Performance Business or CitiBusiness / AAdvantage Platinum Select Mastercard?
- The Southwest Rapid Rewards Performance Business has a public bonus (80,000 points, worth roughly $80,000), while the CitiBusiness / AAdvantage Platinum Select Mastercard doesn't advertise one right now.
- Is the Southwest Rapid Rewards Performance Business's $299 annual fee worth it compared to the CitiBusiness / AAdvantage Platinum Select Mastercard?
- At $299/yr, the Southwest Rapid Rewards Performance Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the CitiBusiness / AAdvantage Platinum Select Mastercard's, pick the one whose perks you'll actually use.
- Can I have both the Southwest Rapid Rewards Performance Business and CitiBusiness / AAdvantage Platinum Select Mastercard?
- Yes, since they're from different issuers (Chase and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Southwest Rapid Rewards Performance Business or the CitiBusiness / AAdvantage Platinum Select Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Performance Business: $5,000 spend in 3 months. CitiBusiness / AAdvantage Platinum Select Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.