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Sapphire Reserve for Business vs U.S. Bank Business Altitude Power Visa Signature Card
Both are well-respected travel cards. The Sapphire Reserve for Business comes from Chase at $795/yr; the U.S. Bank Business Altitude Power Visa Signature Card from U.S. Bank at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Sapphire Reserve for Business is the stronger pick today, the sign-up bonus is meaningfully larger ($1,845 more in estimated value) than the U.S. Bank Business Altitude Power Visa Signature Card's. Get the Sapphire Reserve for Business first; revisit the U.S. Bank Business Altitude Power Visa Signature Card after you've earned that bonus.
| Feature | Sapphire Reserve for Business | U.S. Bank Business Altitude Power Visa Signature Card |
|---|---|---|
| Annual fee | $795 | $195 |
| Sign-up bonus | 150,000 points | 75,000 Altitude points |
| Bonus value (est.) | $2,595 | $750 |
| Min spend to unlock bonus | $20,000 in 3 mo | $10,000 in 4 mo |
| Issuer | Chase | U.S. Bank |
| Card category | business | |
| Best earning category (Chase_travel) | 8x | 1x |
| Transfer partners | chase-ur | None |
| Headline benefits |
Read the full review
Sapphire Reserve for Business
$795/yr · 150,000 points
Read the full review
U.S. Bank Business Altitude Power Visa Signature Card
$195/yr · 75,000 Altitude points
Editorial take: U.S. Bank Business Altitude Power Visa Signature Card
Common questions
- Which card has the bigger sign-up bonus, Sapphire Reserve for Business or U.S. Bank Business Altitude Power Visa Signature Card?
- The Sapphire Reserve for Business has the bigger bonus, 150,000 points, worth roughly $2,595, versus 75,000 Altitude points (~$750) on the U.S. Bank Business Altitude Power Visa Signature Card.
- Is the Sapphire Reserve for Business's $795 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?
- Premium cards like the Sapphire Reserve for Business ($795/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $795+ of those credits, the math works. The U.S. Bank Business Altitude Power Visa Signature Card at $195/yr trades some perks for a lower commitment.
- Can I have both the Sapphire Reserve for Business and U.S. Bank Business Altitude Power Visa Signature Card?
- Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Sapphire Reserve for Business or the U.S. Bank Business Altitude Power Visa Signature Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Sapphire Reserve for Business: $20,000 spend in 3 months. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.