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Side-by-side

Sapphire Reserve for Business vs Stripe Corporate Card

Both are well-respected travel cards. The Sapphire Reserve for Business comes from Chase at $795/yr; the Stripe Corporate Card from Stripe at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Sapphire Reserve for Business is the stronger pick today, the sign-up bonus is meaningfully larger ($2,595 more in estimated value) than the Stripe Corporate Card's. Get the Sapphire Reserve for Business first; revisit the Stripe Corporate Card after you've earned that bonus.

FeatureSapphire Reserve for BusinessStripe Corporate Card
Annual fee$795$0
Sign-up bonus150,000 pointsNone
Bonus value (est.)$2,595$0
Min spend to unlock bonus$20,000 in 3 mo$0 in 0 mo
IssuerChaseStripe
Card categorybusiness
Best earning category (Chase_travel)8x1x
Transfer partnerschase-urNone
Headline benefits
      Read the full review
      Sapphire Reserve for Business
      $795/yr · 150,000 points
      Read the full review
      Stripe Corporate Card
      $0/yr · None

      Editorial take: Sapphire Reserve for Business

      Editorial take: Stripe Corporate Card

      Common questions

      Which card has the bigger sign-up bonus, Sapphire Reserve for Business or Stripe Corporate Card?
      The Sapphire Reserve for Business has the bigger bonus, 150,000 points, worth roughly $2,595, versus None (~$0) on the Stripe Corporate Card.
      Is the Sapphire Reserve for Business's $795 annual fee worth it compared to the Stripe Corporate Card?
      Premium cards like the Sapphire Reserve for Business ($795/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $795+ of those credits, the math works. The Stripe Corporate Card at $0/yr trades some perks for a lower commitment.
      Can I have both the Sapphire Reserve for Business and Stripe Corporate Card?
      Yes, since they're from different issuers (Chase and Stripe) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Sapphire Reserve for Business or the Stripe Corporate Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Sapphire Reserve for Business: $20,000 spend in 3 months. Stripe Corporate Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.