Chase Sapphire Preferred vs Choice Privileges Select Mastercard

Common questions

Which card has the bigger sign-up bonus, Chase Sapphire Preferred or Choice Privileges Select Mastercard?

The Chase Sapphire Preferred has a public bonus (75,000 points, worth roughly $1,500), while the Choice Privileges Select Mastercard doesn't advertise one right now.

Is the Chase Sapphire Preferred's $95 annual fee worth it compared to the Choice Privileges Select Mastercard?

At $95/yr, the Chase Sapphire Preferred is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Choice Privileges Select Mastercard's, pick the one whose perks you'll actually use.

Can I have both the Chase Sapphire Preferred and Choice Privileges Select Mastercard?

Yes, since they're from different issuers (Chase and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Chase Sapphire Preferred or the Choice Privileges Select Mastercard first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Sapphire Preferred: $5,000 spend in 3 months. Choice Privileges Select Mastercard: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.