Chase Sapphire Preferred vs TD First Class Visa Signature Credit Card

Common questions

Which card has the bigger sign-up bonus, Chase Sapphire Preferred or TD First Class Visa Signature Credit Card?

The Chase Sapphire Preferred has the bigger bonus, 75,000 points, worth roughly $1,500, versus 25,000 bonus miles (~$250) on the TD First Class Visa Signature Credit Card.

Is the Chase Sapphire Preferred's $95 annual fee worth it compared to the TD First Class Visa Signature Credit Card?

At $95/yr, the Chase Sapphire Preferred is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the TD First Class Visa Signature Credit Card's, pick the one whose perks you'll actually use.

Can I have both the Chase Sapphire Preferred and TD First Class Visa Signature Credit Card?

Yes, since they're from different issuers (Chase and TD Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Chase Sapphire Preferred or the TD First Class Visa Signature Credit Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Sapphire Preferred: $5,000 spend in 3 months. TD First Class Visa Signature Credit Card: $3,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.