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Side-by-side

Chase Sapphire Preferred vs Coinbase Card

Both are well-respected travel cards. The Chase Sapphire Preferred comes from Chase at $95/yr; the Coinbase Card from Coinbase / Visa at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Sapphire Preferred is the stronger pick today, the sign-up bonus is meaningfully larger ($1,500 more in estimated value) than the Coinbase Card's. Get the Chase Sapphire Preferred first; revisit the Coinbase Card after you've earned that bonus.

FeatureChase Sapphire PreferredCoinbase Card
Annual fee$95$0
Sign-up bonus75,000 points
Bonus value (est.)$1,500-
Min spend to unlock bonus$5,000 in 3 mo-
IssuerChaseCoinbase / Visa
Card categorytravelcashback
Best earning category (Travel)5x1x
Transfer partnerschase-urNone
Headline benefits
  • 5x on travel booked via Chase
  • 3x on dining & streaming
  • $50 annual hotel credit
  • Transfer to 13 partners (Hyatt 1:1)
    Read the full review
    Chase Sapphire Preferred
    $95/yr · 75,000 points
    Read the full review
    Coinbase Card
    $0/yr ·

    Editorial take: Chase Sapphire Preferred

    The best starter travel card, period. Transferable points, solid bonus categories, and a low annual fee make this the card we recommend to almost everyone getting into the points game. Note: the 10% anniversary points bonus sunsets October 1, 2026.

    Editorial take: Coinbase Card

    Common questions

    Which card has the bigger sign-up bonus, Chase Sapphire Preferred or Coinbase Card?
    The Chase Sapphire Preferred has a public bonus (75,000 points, worth roughly $1,500), while the Coinbase Card doesn't advertise one right now.
    Is the Chase Sapphire Preferred's $95 annual fee worth it compared to the Coinbase Card?
    At $95/yr, the Chase Sapphire Preferred is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Coinbase Card's, pick the one whose perks you'll actually use.
    Can I have both the Chase Sapphire Preferred and Coinbase Card?
    Yes, since they're from different issuers (Chase and Coinbase / Visa) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Chase Sapphire Preferred or the Coinbase Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Sapphire Preferred: $5,000 spend in 3 months. Coinbase Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.