Editorial take: Marriott Bonvoy Bountiful
Mid-tier Marriott card. The 50k free night cert can pay for the fee on a single stay at a Cat 5 property, but Hyatt is a more valuable program for most people, consider that card first.
Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.
Both are well-respected travel cards. The Marriott Bonvoy Bountiful comes from Chase at $250/yr; the Wells Fargo Autograph Card from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
If you're not sure you'll use premium perks, start with the Wells Fargo Autograph Card, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Marriott Bonvoy Bountiful | Wells Fargo Autograph Card |
|---|---|---|
| Annual fee | $250 | $0 |
| Sign-up bonus | 85,000 Bonus Points | 20,000 points |
| Bonus value (est.) | - | $200 |
| Min spend to unlock bonus | $4,000 in 3 mo | $1,000 in 3 mo |
| Issuer | Chase | Wells Fargo |
| Card category | hotel | travel |
| Best earning category (Travel) | 6x | 3x |
| Transfer partners | None | wf-rewards |
| Headline benefits |
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Mid-tier Marriott card. The 50k free night cert can pay for the fee on a single stay at a Cat 5 property, but Hyatt is a more valuable program for most people, consider that card first.
The best no-annual-fee card for everyday spend in 2026. 3x on six broad categories with no caps trumps almost every other free card. Pair with the Autograph Journey if you want transferable points.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.