Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Marriott Bonvoy Bountiful vs U.S. Bank Shopper Cash Rewards Visa Signature Card

Both are well-respected travel cards. The Marriott Bonvoy Bountiful comes from Chase at $250/yr; the U.S. Bank Shopper Cash Rewards Visa Signature Card from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureMarriott Bonvoy BountifulU.S. Bank Shopper Cash Rewards Visa Signature Card
Annual fee$250$95
Sign-up bonus85,000 Bonus Points$250 cash back bonus
Bonus value (est.)-$250
Min spend to unlock bonus$4,000 in 3 mo$2,000 in 4 mo
IssuerChaseU.S. Bank
Card categoryhotelcashback
Best earning category (Travel)6x1x
Transfer partnersNoneNone
Headline benefits
  • 50k free night cert
  • Gold status
  • 6x at Marriott
  • Platinum at $60k spend
    Read the full review
    Marriott Bonvoy Bountiful
    $250/yr · 85,000 Bonus Points
    Read the full review
    U.S. Bank Shopper Cash Rewards Visa Signature Card
    $95/yr · $250 cash back bonus

    Editorial take: Marriott Bonvoy Bountiful

    Mid-tier Marriott card. The 50k free night cert can pay for the fee on a single stay at a Cat 5 property, but Hyatt is a more valuable program for most people, consider that card first.

    Editorial take: U.S. Bank Shopper Cash Rewards Visa Signature Card

    Common questions

    Which card has the bigger sign-up bonus, Marriott Bonvoy Bountiful or U.S. Bank Shopper Cash Rewards Visa Signature Card?
    The U.S. Bank Shopper Cash Rewards Visa Signature Card has a public bonus ($250 cash back bonus, worth roughly $250), while the Marriott Bonvoy Bountiful doesn't advertise one right now.
    Is the Marriott Bonvoy Bountiful's $250 annual fee worth it compared to the U.S. Bank Shopper Cash Rewards Visa Signature Card?
    At $250/yr, the Marriott Bonvoy Bountiful is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Shopper Cash Rewards Visa Signature Card's, pick the one whose perks you'll actually use.
    Can I have both the Marriott Bonvoy Bountiful and U.S. Bank Shopper Cash Rewards Visa Signature Card?
    Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Marriott Bonvoy Bountiful or the U.S. Bank Shopper Cash Rewards Visa Signature Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bountiful: $4,000 spend in 3 months. U.S. Bank Shopper Cash Rewards Visa Signature Card: $2,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.