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Side-by-side

Marriott Bonvoy Bountiful vs Upgrade Triple Cash Rewards Visa

Both are well-respected travel cards. The Marriott Bonvoy Bountiful comes from Chase at $250/yr; the Upgrade Triple Cash Rewards Visa from Upgrade at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the Upgrade Triple Cash Rewards Visa, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureMarriott Bonvoy BountifulUpgrade Triple Cash Rewards Visa
Annual fee$250$0
Sign-up bonus85,000 Bonus Points$200 statement bonus
Bonus value (est.)-$200
Min spend to unlock bonus$4,000 in 3 mo$0 in 2 mo
IssuerChaseUpgrade
Card categoryhotelcash-back
Best earning category (Travel)6x1x
Transfer partnersNoneNone
Headline benefits
  • 50k free night cert
  • Gold status
  • 6x at Marriott
  • Platinum at $60k spend
    Read the full review
    Marriott Bonvoy Bountiful
    $250/yr · 85,000 Bonus Points
    Read the full review
    Upgrade Triple Cash Rewards Visa
    $0/yr · $200 statement bonus

    Editorial take: Marriott Bonvoy Bountiful

    Mid-tier Marriott card. The 50k free night cert can pay for the fee on a single stay at a Cat 5 property, but Hyatt is a more valuable program for most people, consider that card first.

    Editorial take: Upgrade Triple Cash Rewards Visa

    Common questions

    Which card has the bigger sign-up bonus, Marriott Bonvoy Bountiful or Upgrade Triple Cash Rewards Visa?
    The Upgrade Triple Cash Rewards Visa has a public bonus ($200 statement bonus, worth roughly $200), while the Marriott Bonvoy Bountiful doesn't advertise one right now.
    Is the Marriott Bonvoy Bountiful's $250 annual fee worth it compared to the Upgrade Triple Cash Rewards Visa?
    At $250/yr, the Marriott Bonvoy Bountiful is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Upgrade Triple Cash Rewards Visa's, pick the one whose perks you'll actually use.
    Can I have both the Marriott Bonvoy Bountiful and Upgrade Triple Cash Rewards Visa?
    Yes, since they're from different issuers (Chase and Upgrade) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Marriott Bonvoy Bountiful or the Upgrade Triple Cash Rewards Visa first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bountiful: $4,000 spend in 3 months. Upgrade Triple Cash Rewards Visa: $0 in 2 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.