Editorial take: Marriott Bonvoy Bountiful
Mid-tier Marriott card. The 50k free night cert can pay for the fee on a single stay at a Cat 5 property, but Hyatt is a more valuable program for most people, consider that card first.
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Side-by-side
Marriott Bonvoy Bountiful vs Navy Federal More Rewards / Flagship Rewards
Both are well-respected travel cards. The Marriott Bonvoy Bountiful comes from Chase at $250/yr; the Navy Federal More Rewards / Flagship Rewards from Navy Federal Credit Union at $49/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Navy Federal More Rewards / Flagship Rewards, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Marriott Bonvoy Bountiful | Navy Federal More Rewards / Flagship Rewards |
|---|---|---|
| Annual fee | $250 | $49 |
| Sign-up bonus | 85,000 Bonus Points | 35,000 bonus points (a $350 value) |
| Bonus value (est.) | - | $350 |
| Min spend to unlock bonus | $4,000 in 3 mo | $3,500 in ? mo |
| Issuer | Chase | Navy Federal Credit Union |
| Card category | hotel | travel |
| Best earning category (Travel) | 6x | 3x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Marriott Bonvoy Bountiful
$250/yr · 85,000 Bonus Points
Read the full review
Navy Federal More Rewards / Flagship Rewards
$49/yr · 35,000 bonus points (a $350 value)
Editorial take: Navy Federal More Rewards / Flagship Rewards
Common questions
- Which card has the bigger sign-up bonus, Marriott Bonvoy Bountiful or Navy Federal More Rewards / Flagship Rewards?
- The Navy Federal More Rewards / Flagship Rewards has a public bonus (35,000 bonus points (a $350 value), worth roughly $350), while the Marriott Bonvoy Bountiful doesn't advertise one right now.
- Is the Marriott Bonvoy Bountiful's $250 annual fee worth it compared to the Navy Federal More Rewards / Flagship Rewards?
- At $250/yr, the Marriott Bonvoy Bountiful is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Navy Federal More Rewards / Flagship Rewards's, pick the one whose perks you'll actually use.
- Can I have both the Marriott Bonvoy Bountiful and Navy Federal More Rewards / Flagship Rewards?
- Yes, since they're from different issuers (Chase and Navy Federal Credit Union) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Marriott Bonvoy Bountiful or the Navy Federal More Rewards / Flagship Rewards first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bountiful: $4,000 spend in 3 months. Navy Federal More Rewards / Flagship Rewards: $3,500 in ? months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.