Editorial take: Marriott Bonvoy Bountiful
Mid-tier Marriott card. The 50k free night cert can pay for the fee on a single stay at a Cat 5 property, but Hyatt is a more valuable program for most people, consider that card first.
All credit cards
Side-by-side
Marriott Bonvoy Bountiful vs Discover it Cash Back
Both are well-respected travel cards. The Marriott Bonvoy Bountiful comes from Chase at $250/yr; the Discover it Cash Back from Discover at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Discover it Cash Back, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Marriott Bonvoy Bountiful | Discover it Cash Back |
|---|---|---|
| Annual fee | $250 | $0 |
| Sign-up bonus | 85,000 Bonus Points | Cashback Match (first year, unlimited) |
| Bonus value (est.) | - | $200 |
| Min spend to unlock bonus | $4,000 in 3 mo | $0 in 12 mo |
| Issuer | Chase | Discover |
| Card category | hotel | cashback |
| Best earning category (Travel) | 6x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
|
Read the full review
Marriott Bonvoy Bountiful
$250/yr · 85,000 Bonus Points
Read the full review
Discover it Cash Back
$0/yr · Cashback Match (first year, unlimited)
Editorial take: Discover it Cash Back
The first-year Cashback Match effectively doubles your earnings, someone who earns $300 in cash back gets $600 total. It's the best no-fee first card for building credit with real rewards.
Common questions
- Which card has the bigger sign-up bonus, Marriott Bonvoy Bountiful or Discover it Cash Back?
- The Discover it Cash Back has a public bonus (Cashback Match (first year, unlimited), worth roughly $200), while the Marriott Bonvoy Bountiful doesn't advertise one right now.
- Is the Marriott Bonvoy Bountiful's $250 annual fee worth it compared to the Discover it Cash Back?
- At $250/yr, the Marriott Bonvoy Bountiful is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Discover it Cash Back's, pick the one whose perks you'll actually use.
- Can I have both the Marriott Bonvoy Bountiful and Discover it Cash Back?
- Yes, since they're from different issuers (Chase and Discover) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Marriott Bonvoy Bountiful or the Discover it Cash Back first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bountiful: $4,000 spend in 3 months. Discover it Cash Back: $0 in 12 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.