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Side-by-side

Marriott Bonvoy Bold Credit Card vs Wells Fargo Autograph Card

Both are travel travel cards. The Marriott Bonvoy Bold Credit Card comes from Chase at $0/yr; the Wells Fargo Autograph Card from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureMarriott Bonvoy Bold Credit CardWells Fargo Autograph Card
Annual fee$0$0
Sign-up bonusNot advertised20,000 points
Bonus value (est.)-$200
Min spend to unlock bonus-$1,000 in 3 mo
IssuerChaseWells Fargo
Card categorytraveltravel
Best earning category (Marriott_hotels)3x1x
Transfer partnersNonewf-rewards
Headline benefits
    • 3x on 6 broad categories
    • No annual fee
    • No FX fees
    • Cell phone protection
    Read the full review
    Marriott Bonvoy Bold Credit Card
    $0/yr ·
    Read the full review
    Wells Fargo Autograph Card
    $0/yr · 20,000 points

    Editorial take: Marriott Bonvoy Bold Credit Card

    Editorial take: Wells Fargo Autograph Card

    The best no-annual-fee card for everyday spend in 2026. 3x on six broad categories with no caps trumps almost every other free card. Pair with the Autograph Journey if you want transferable points.

    Common questions

    Which card has the bigger sign-up bonus, Marriott Bonvoy Bold Credit Card or Wells Fargo Autograph Card?
    The Wells Fargo Autograph Card has a public bonus (20,000 points, worth roughly $200), while the Marriott Bonvoy Bold Credit Card doesn't advertise one right now.
    Is the Marriott Bonvoy Bold Credit Card's $0 annual fee worth it compared to the Wells Fargo Autograph Card?
    The Marriott Bonvoy Bold Credit Card has no annual fee, so the question is whether the Wells Fargo Autograph Card's $0 fee is justified by its perks. If you'll use enough of the Wells Fargo Autograph Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Marriott Bonvoy Bold Credit Card.
    Can I have both the Marriott Bonvoy Bold Credit Card and Wells Fargo Autograph Card?
    Yes, since they're from different issuers (Chase and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Marriott Bonvoy Bold Credit Card or the Wells Fargo Autograph Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bold Credit Card: no published min spend. Wells Fargo Autograph Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.