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Side-by-side

Marriott Bonvoy Bold Credit Card vs Upgrade Triple Cash Rewards Visa

Both are well-respected travel cards. The Marriott Bonvoy Bold Credit Card comes from Chase at $0/yr; the Upgrade Triple Cash Rewards Visa from Upgrade at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureMarriott Bonvoy Bold Credit CardUpgrade Triple Cash Rewards Visa
Annual fee$0$0
Sign-up bonusNot advertised$200 statement bonus
Bonus value (est.)-$200
Min spend to unlock bonus-$0 in 2 mo
IssuerChaseUpgrade
Card categorytravelcash-back
Best earning category (Marriott_hotels)3x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Marriott Bonvoy Bold Credit Card
      $0/yr ·
      Read the full review
      Upgrade Triple Cash Rewards Visa
      $0/yr · $200 statement bonus

      Editorial take: Marriott Bonvoy Bold Credit Card

      Editorial take: Upgrade Triple Cash Rewards Visa

      Common questions

      Which card has the bigger sign-up bonus, Marriott Bonvoy Bold Credit Card or Upgrade Triple Cash Rewards Visa?
      The Upgrade Triple Cash Rewards Visa has a public bonus ($200 statement bonus, worth roughly $200), while the Marriott Bonvoy Bold Credit Card doesn't advertise one right now.
      Is the Marriott Bonvoy Bold Credit Card's $0 annual fee worth it compared to the Upgrade Triple Cash Rewards Visa?
      The Marriott Bonvoy Bold Credit Card has no annual fee, so the question is whether the Upgrade Triple Cash Rewards Visa's $0 fee is justified by its perks. If you'll use enough of the Upgrade Triple Cash Rewards Visa's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Marriott Bonvoy Bold Credit Card.
      Can I have both the Marriott Bonvoy Bold Credit Card and Upgrade Triple Cash Rewards Visa?
      Yes, since they're from different issuers (Chase and Upgrade) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Marriott Bonvoy Bold Credit Card or the Upgrade Triple Cash Rewards Visa first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bold Credit Card: no published min spend. Upgrade Triple Cash Rewards Visa: $0 in 2 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.