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Marriott Bonvoy Bold Credit Card vs TD First Class Visa Signature Credit Card
Both are travel travel cards. The Marriott Bonvoy Bold Credit Card comes from Chase at $0/yr; the TD First Class Visa Signature Credit Card from TD Bank at $89/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Marriott Bonvoy Bold Credit Card | TD First Class Visa Signature Credit Card |
|---|---|---|
| Annual fee | $0 | $89 |
| Sign-up bonus | 45,000 points | 25,000 bonus miles |
| Bonus value (est.) | $356 | $250 |
| Min spend to unlock bonus | $1,000 in 3 mo | $3,000 in 6 mo |
| Issuer | Chase | TD Bank |
| Card category | travel | travel |
| Best earning category (Marriott_hotels) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Marriott Bonvoy Bold Credit Card
$0/yr · 45,000 points
Read the full review
TD First Class Visa Signature Credit Card
$89/yr · 25,000 bonus miles
Editorial take: TD First Class Visa Signature Credit Card
Common questions
- Which card has the bigger sign-up bonus, Marriott Bonvoy Bold Credit Card or TD First Class Visa Signature Credit Card?
- The Marriott Bonvoy Bold Credit Card has the bigger bonus, 45,000 points, worth roughly $356, versus 25,000 bonus miles (~$250) on the TD First Class Visa Signature Credit Card.
- Is the Marriott Bonvoy Bold Credit Card's $0 annual fee worth it compared to the TD First Class Visa Signature Credit Card?
- The Marriott Bonvoy Bold Credit Card has no annual fee, so the question is whether the TD First Class Visa Signature Credit Card's $89 fee is justified by its perks. If you'll use enough of the TD First Class Visa Signature Credit Card's benefits to clear $89 in value annually, it's worth it; otherwise stick with the Marriott Bonvoy Bold Credit Card.
- Can I have both the Marriott Bonvoy Bold Credit Card and TD First Class Visa Signature Credit Card?
- Yes, since they're from different issuers (Chase and TD Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Marriott Bonvoy Bold Credit Card or the TD First Class Visa Signature Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bold Credit Card: $1,000 spend in 3 months. TD First Class Visa Signature Credit Card: $3,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.