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Side-by-side

Marriott Bonvoy Bold Credit Card vs United Gateway Card

Both are travel travel cards. The Marriott Bonvoy Bold Credit Card comes from Chase at $0/yr; the United Gateway Card from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from Chase and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The United Gateway Card costs $0 more per year, only worth it if you'll actually use the upgraded perks.

FeatureMarriott Bonvoy Bold Credit CardUnited Gateway Card
Annual fee$0$0
Sign-up bonusNot advertised30,000 miles
Bonus value (est.)-$390
Min spend to unlock bonus-$1,000 in 3 mo
IssuerChaseChase
Card categorytraveltravel
Best earning category (Marriott_hotels)3x1x
Transfer partnersNoneNone
Headline benefits
    • 2x on United + transit + gas
    • No annual fee
    • No foreign tx fees
    • 25% inflight rebate
    Read the full review
    Marriott Bonvoy Bold Credit Card
    $0/yr ·
    Read the full review
    United Gateway Card
    $0/yr · 30,000 miles

    Editorial take: Marriott Bonvoy Bold Credit Card

    Editorial take: United Gateway Card

    The no-fee United card. Doesn't include free bags (that starts with the Explorer), so it's really only worth it for credit-building purposes.

    Common questions

    Which card has the bigger sign-up bonus, Marriott Bonvoy Bold Credit Card or United Gateway Card?
    The United Gateway Card has a public bonus (30,000 miles, worth roughly $390), while the Marriott Bonvoy Bold Credit Card doesn't advertise one right now.
    Is the Marriott Bonvoy Bold Credit Card's $0 annual fee worth it compared to the United Gateway Card?
    The Marriott Bonvoy Bold Credit Card has no annual fee, so the question is whether the United Gateway Card's $0 fee is justified by its perks. If you'll use enough of the United Gateway Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Marriott Bonvoy Bold Credit Card.
    Can I have both the Marriott Bonvoy Bold Credit Card and United Gateway Card?
    Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Marriott Bonvoy Bold Credit Card or the United Gateway Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bold Credit Card: no published min spend. United Gateway Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.