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Side-by-side

Marriott Bonvoy Bold Credit Card vs United Club Infinite Card

Both are travel travel cards. The Marriott Bonvoy Bold Credit Card comes from Chase at $0/yr; the United Club Infinite Card from Chase at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from Chase and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The United Club Infinite Card costs $695 more per year, only worth it if you'll actually use the upgraded perks.

FeatureMarriott Bonvoy Bold Credit CardUnited Club Infinite Card
Annual fee$0$695
Sign-up bonusNot advertised80,000 miles (up to 90,000 with authorized user)
Bonus value (est.)-$1,120
Min spend to unlock bonus-$5,000 in 3 mo
IssuerChaseChase
Card categorytraveltravel
Best earning category (Marriott_hotels)3x1x
Transfer partnersNoneNone
Headline benefits
    • United Club access
    • 4x on United
    • Hyatt Discoverist
    • Priority everything
    Read the full review
    Marriott Bonvoy Bold Credit Card
    $0/yr ·
    Read the full review
    United Club Infinite Card
    $695/yr · 80,000 miles (up to 90,000 with authorized user)

    Editorial take: Marriott Bonvoy Bold Credit Card

    Editorial take: United Club Infinite Card

    Worth it only for frequent United flyers who use the clubs regularly. At $695, you need to visit the club 15+ times a year to break even on lounge access alone.

    Common questions

    Which card has the bigger sign-up bonus, Marriott Bonvoy Bold Credit Card or United Club Infinite Card?
    The United Club Infinite Card has a public bonus (80,000 miles (up to 90,000 with authorized user), worth roughly $1,120), while the Marriott Bonvoy Bold Credit Card doesn't advertise one right now.
    Is the Marriott Bonvoy Bold Credit Card's $0 annual fee worth it compared to the United Club Infinite Card?
    The Marriott Bonvoy Bold Credit Card has no annual fee, so the question is whether the United Club Infinite Card's $695 fee is justified by its perks. If you'll use enough of the United Club Infinite Card's benefits to clear $695 in value annually, it's worth it; otherwise stick with the Marriott Bonvoy Bold Credit Card.
    Can I have both the Marriott Bonvoy Bold Credit Card and United Club Infinite Card?
    Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Marriott Bonvoy Bold Credit Card or the United Club Infinite Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bold Credit Card: no published min spend. United Club Infinite Card: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.