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Side-by-side

Chase Ink Business Preferred vs Wells Fargo Autograph Journey

Both are well-respected travel cards. The Chase Ink Business Preferred comes from Chase at $95/yr; the Wells Fargo Autograph Journey from Wells Fargo at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Preferred is the stronger pick today, the sign-up bonus is meaningfully larger ($2,000 more in estimated value) than the Wells Fargo Autograph Journey's. Get the Chase Ink Business Preferred first; revisit the Wells Fargo Autograph Journey after you've earned that bonus.

FeatureChase Ink Business PreferredWells Fargo Autograph Journey
Annual fee$95$95
Sign-up bonus100,000 points60,000 bonus points
Bonus value (est.)$2,000-
Min spend to unlock bonus$8,000 in 3 mo$4,000 in 3 mo
IssuerChaseWells Fargo
Card categorybusinesstravel
Best earning category (Travel)3x5x
Transfer partnerschase-urNone
Headline benefits
  • 100,000 point sign-up bonus
  • 3x on travel, shipping, ads, internet ($150k cap)
  • Cell phone protection
  • Transfer to UR partners
  • 5x on flights
  • 4x hotels
  • 6 transfer partners (2024)
  • $50 airline credit
Read the full review
Chase Ink Business Preferred
$95/yr · 100,000 points
Read the full review
Wells Fargo Autograph Journey
$95/yr · 60,000 bonus points

Editorial take: Chase Ink Business Preferred

The business version of Sapphire Preferred with one of the highest sign-up bonuses around. 3x on travel, shipping, internet/phone, and advertising (capped $150k/yr combined) plus full UR transfer access. Chase has added once-per-lifetime language; treat the bonus as a one-time opportunity.

Editorial take: Wells Fargo Autograph Journey

5x on flights is class-leading at this price point. Wells Fargo added 6 transfer partners in 2024 (Flying Blue, Avianca, BA Avios, Iberia, Aer Lingus, Choice), making this card meaningfully better than before. Worth considering over Sapphire Preferred for frequent flyers.

Common questions

Which card has the bigger sign-up bonus, Chase Ink Business Preferred or Wells Fargo Autograph Journey?
The Chase Ink Business Preferred has a public bonus (100,000 points, worth roughly $2,000), while the Wells Fargo Autograph Journey doesn't advertise one right now.
Is the Chase Ink Business Preferred's $95 annual fee worth it compared to the Wells Fargo Autograph Journey?
At $95/yr, the Chase Ink Business Preferred is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Wells Fargo Autograph Journey's, pick the one whose perks you'll actually use.
Can I have both the Chase Ink Business Preferred and Wells Fargo Autograph Journey?
Yes, since they're from different issuers (Chase and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Chase Ink Business Preferred or the Wells Fargo Autograph Journey first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Preferred: $8,000 spend in 3 months. Wells Fargo Autograph Journey: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.