Chase Ink Business Preferred vs Navy Federal More Rewards American Express Card

Common questions

Which card has the bigger sign-up bonus, Chase Ink Business Preferred or Navy Federal More Rewards American Express Card?

The Chase Ink Business Preferred has the bigger bonus, 100,000 points, worth roughly $2,000, versus 20,000 points ($200 value) (~$200) on the Navy Federal More Rewards American Express Card.

Is the Chase Ink Business Preferred's $95 annual fee worth it compared to the Navy Federal More Rewards American Express Card?

At $95/yr, the Chase Ink Business Preferred is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Navy Federal More Rewards American Express Card's, pick the one whose perks you'll actually use.

Can I have both the Chase Ink Business Preferred and Navy Federal More Rewards American Express Card?

Yes, since they're from different issuers (Chase and Navy Federal Credit Union) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Chase Ink Business Preferred or the Navy Federal More Rewards American Express Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Ink Business Preferred: $8,000 spend in 3 months. Navy Federal More Rewards American Express Card: $2,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.